Health insurers and individuals who do not have health insurance coverage will spent around $2 trillion on health care costs in 2013. This staggering expense has been the source of medical debt problems for countless Arizona residents. An unexpected medical condition that leaves a person unable to work can quickly lead to unmanageable debt. [...]
Arizona residents faced with the difficult prospect of bankruptcy may be interested in some tips for rebuilding credit and recovering from the emotional toll that bankruptcy can take. Bankruptcy is meant to help someone overcome their debt. With time, support and some smart financial moves, it should be possible to ensure a smooth transition out [...]
Tax season comes every year, but the real work for the IRS begins as April 15 creeps closer and the flood of last-minute tax returns hits the system for processing. Arizona taxpayers who file an error-free return should get a refund within 21 days. There might be a delay in processing the refund if the [...]
Phoenix Bankruptcy Attorneys and people wanting to file bankruptcy need to be aware that a trustee sale on real estate is not complete in Arizona until the actual tender of funds occurs. The tender of funds is another way of saying the actual funds are delivered from the buyer to the bank (or other foreclosing [...]
Arizona residents who are contemplating filing for bankruptcy might be wondering whether they should do so before they file for divorce or not. This is a valid concern, especially for individuals whose names are on the mortgages for the residences they share with their spouses. According to an expert, it is wise for individuals to [...]
Many Arizona citizens are familiar with the general concept of bankruptcy, but are not sure exactly what the process entails. Federal law includes two different statutes that allow consumers to receive debt relief by filing for bankruptcy. These are called Chapter 7 and Chapter 13 bankruptcy. A person's credit report will be affected for 10 [...]