Ben Wright

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So far Ben Wright has created 83 blog entries.

Why Does Bankruptcy Have a Bad Reputation?

The only reason bankruptcy has such a bad reputation is because it is discussed by people who know very little about filing bankruptcy. It has been said countless times that filing for bankruptcy and getting your debts discharged ruins your credit score. However, most people who need to file for bankruptcy have already lowered and [...]

By |2015-11-23T22:21:58+00:00November 23rd, 2015|Personal Bankruptcy|0 Comments

Bankruptcy Facts and Myths

There are many myths about bankruptcy. Bankruptcy often has an aura of difficulty and confusion. We are here to tell you about the facts! For starters, bankruptcy courts are located all over the United States. Contrary to popular belief, bankruptcy is actually filed and handled in federal court and bankruptcy is based off of federal [...]

By |2015-11-13T19:13:04+00:00November 13th, 2015|Chapter 13, Chapter 7, Personal Bankruptcy|0 Comments

Are You Drowning in Debt and Thinking about Bankruptcy?

If you are nervous about filing for bankruptcy, you are not alone! Every year across the United States, as many as one million or more families and individuals file for bankruptcy. Even previous American Presidents have filed bankruptcy. Bankruptcy is not something to be ashamed of in any aspect. After filing bankruptcy, it is possible [...]

By |2015-11-11T20:16:00+00:00November 11th, 2015|Bankruptcy News, Chapter 7, Personal Bankruptcy|0 Comments

How can you discharge student loan debts in Arizona?

The average loan debt is thirty thousand dollars per student and more than 25% of people are behind on their payments or have defaulted. However, the Obama administration frowns upon borrowers discharging their government student loan debt by filing bankruptcy. The administration wants to protect the integrity of the federal student loan program. The Brunner [...]

By |2015-11-06T22:17:53+00:00November 6th, 2015|Bankruptcy in Arizona, Student Loans|0 Comments

Older People Increasingly at Risk of Losing Homes to Foreclosure

It used to be the case that older Americans were the most stable demographic in terms of finances. However, the last six years or so have made things more difficult for people over 50, and Arizona is no exception with its large numbers of retirees. AARP recently performed a study and found that the risk [...]

Good Versus Bad Credit Card Debt

For millions of American consumers who needed the assistance of a bankruptcy attorney to eliminate overwhelming credit card debt through personal bankruptcy, credit cards represent delinquent payments, creditor harassment and financial challenges they would prefer not to revisit.

 An author for an article in Forbes magazine back in 2012, wrote about a distinction between good [...]

By |2015-10-19T06:25:26+00:00October 19th, 2015|Chapter 7, Creditors, Personal Bankruptcy|0 Comments

Court Ruling Could Help Arizonans in Chapter 7 Protect Assets

Arizona residents who file for Chapter 7 bankruptcy do not necessarily have to surrender annuities or life insurance policies, according to a federal appeals court ruling dating back to 2012. The decision has relatively limited impact nationally because the court relied upon the provisions of Arizona law pertaining to exempt property.
 A person who seeks [...]