# Phoenix and Scottsdale Bankruptcy Attorney - Wright Law Offices > Arizona Bankruptcy Attorney Bankruptcy • Debt Settlements • Debt Consolidation • Loan Modifications Phoenix Bankruptcy Lawyer - Wright Law Offices You'll always reach a real, live person when you call us. Our goal is to help as many people as possible discover > Our goal is to help as many people as possible discover a fresh start, free from the chains of debt. Too often, people who are struggling with their finances feel guilty, discouraged and depressed. With Phoenix Bankruptcy Attorneys, Wright Law Offices, our legal team is here to pick you up and help you move forward with your life as quickly and as easily as possible. Often, bankruptcy is an excellent option and one of several powerful tools we use to help you find a fresh financial beginning. ## Pages - [Mesa Chapter 13 Bankruptcy Lawyer](https://azbklawyer.com/mesa-chapter-13-bankruptcy-lawyer/) - [Mesa Chapter 7 Bankruptcy Lawyer](https://azbklawyer.com/mesa-chapter-7-bankruptcy-lawyer/) - [Mesa Bankruptcy Lawyer](https://azbklawyer.com/mesa-bankruptcy-lawyer/) - [Mesa Credit Card Debt Lawyer](https://azbklawyer.com/mesa-credit-card-debt-lawyer/) - [Mesa Debt Settlement Lawyer](https://azbklawyer.com/mesa-debt-settlement-lawyer/) - [Chandler Garnishment Lawyer](https://azbklawyer.com/chandler-garnishment-lawyer/) - [Chandler Debt Settlement Lawyer](https://azbklawyer.com/chandler-debt-settlement-lawyer/) - [Chandler Debt Relief Lawyer](https://azbklawyer.com/chandler-debt-relief-lawyer/) - [Chandler Foreclosure Lawyer](https://azbklawyer.com/chandler-foreclosure-lawyer/) - [Chandler Bankruptcy Lawyer](https://azbklawyer.com/chandler-bankruptcy-lawyer/) - 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[Even the insured suffer from medical debt, study finds](https://azbklawyer.com/articles/even-the-insured-suffer-from-medical-debt-study-finds/) - [Steps to Rebuild Credit After Bankruptcy](https://azbklawyer.com/articles/steps-to-rebuild-credit-after-bankruptcy/) ## Posts - [Understanding How Foreclosure Happens](https://azbklawyer.com/understanding-how-foreclosure-happens/) - [Legal Strategies For Reducing Your Tax Debt](https://azbklawyer.com/legal-strategies-for-reducing-your-tax-debt/) - [What Happens After You File Chapter 13 Bankruptcy](https://azbklawyer.com/what-happens-after-you-file-chapter-13-bankruptcy/) - [Legal Options When Facing Foreclosure](https://azbklawyer.com/legal-options-when-facing-foreclosure/) - [What Happens If You Ignore Your Tax Debt](https://azbklawyer.com/what-happens-if-you-ignore-your-tax-debt/) - [Filing Taxes After a Misdemeanor Conviction](https://azbklawyer.com/filing-taxes-after-a-misdemeanor-conviction/) - [Run Into Charges During Your Bankruptcy?](https://azbklawyer.com/run-into-charges-during-your-bankruptcy/) - 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[Protect Your Home During Foreclosure](https://azbklawyer.com/protect-your-home-during-foreclosure/) - [Bankruptcy Myths Debunked](https://azbklawyer.com/bankruptcy-myths-debunked/) - [Tips On Avoiding Foreclosure For Arizona Homeowners](https://azbklawyer.com/tips-on-avoiding-foreclosure-for-arizona-homeowners/) - [Qualifying For Chapter 7 Bankruptcy](https://azbklawyer.com/qualifying-for-chapter-7-bankruptcy/) - [Top Benefits Of A Tax Debt Lawyer](https://azbklawyer.com/top-benefits-of-a-tax-debt-lawyer/) - [Life After Bankruptcy](https://azbklawyer.com/life-after-bankruptcy/) - [Success Stories With Chapter 13](https://azbklawyer.com/success-stories-with-chapter-13/) - [Your Rights During Foreclosure](https://azbklawyer.com/your-rights-during-foreclosure/) - [Forgery And How Check Fraud Lawyers Can Help](https://azbklawyer.com/forgery-and-how-check-fraud-lawyers-can-help/) - [When Should I Seek Foreclosure Help?](https://azbklawyer.com/when-should-i-seek-foreclosure-help/) - [How Do I Find Legal Help For My Debt?](https://azbklawyer.com/how-do-i-find-legal-help-for-my-debt/) - [Bankruptcy FAQs](https://azbklawyer.com/bankruptcy-faqs/) - [Types Of Bankruptcy](https://azbklawyer.com/types-of-bankruptcy/) - [Should I Hire An Attorney For Debt Settlement?](https://azbklawyer.com/should-i-hire-an-attorney-for-debt-settlement/) - [Understanding Student Loan Debt](https://azbklawyer.com/student-loan-debt-arizona/) - [What Are Bankruptcy Exemptions?](https://azbklawyer.com/what-are-bankruptcy-exemptions/) - [Stop Creditor Calls](https://azbklawyer.com/stop-creditor-calls/) - [Creditor Harassment in Arizona](https://azbklawyer.com/creditor-harassment-in-arizona/) - [5 Personal Finance Concepts to Avoid “Crisis”](https://azbklawyer.com/5-personal-finance-concepts-to-avoid-crisis/) - [Wage Garnishment in Arizona](https://azbklawyer.com/wage-garnishment/) - [Why Does Bankruptcy Have a Bad Reputation?](https://azbklawyer.com/why-does-bankruptcy-have-a-bad-reputation/) - [Bankruptcy Facts and Myths](https://azbklawyer.com/bankruptcy-facts-and-myths/) - [Are You Drowning in Debt and Thinking about Bankruptcy?](https://azbklawyer.com/are-you-drowning-in-debt-and-thinking-about-bankruptcy/) - [What Happens After Filing For Bankruptcy?](https://azbklawyer.com/what-happens-after-filing-for-bankruptcy/) - [How can you discharge student loan debts in Arizona?](https://azbklawyer.com/how-can-you-discharge-student-loan-debts-in-arizona/) - [Older People Increasingly at Risk of Losing Homes to Foreclosure](https://azbklawyer.com/older-people-increasingly-risk-losing-homes-foreclosure/) - [Good Versus Bad Credit Card Debt ](https://azbklawyer.com/good-versus-bad-credit-card-debt/) - [Court Ruling Could Help Arizonans in Chapter 7 Protect Assets](https://azbklawyer.com/court-ruling-help-arizonans-chapter-7-protect-assets/) - [SOME HOMEOWNERS MAY BE ABLE TO REFINANCE AFTER BANKRUPTCY](https://azbklawyer.com/homeowners-may-able-refinance-bankruptcy/) - [Investors Have a Deal for New York City Opera Ticketholders](https://azbklawyer.com/investors-have-a-deal-for-new-york-city-opera-ticketholders/) - [DBSI Executive Sentenced and Jailed for Role in Fraud](https://azbklawyer.com/dbsi-executive-sentenced-and-jailed-for-role-in-fraud/) - [BANKRUPTCY MEANS TEST APPLIES TO CONSUMER BANKRUPTCY ONLY](https://azbklawyer.com/bankruptcy-means-test-applies-consumer-bankruptcy/) - [Alco Stores Going-Out-of-Business Sales](https://azbklawyer.com/alco-stores-going-out-of-business-sales/) - [New Bankruptcy Fees to Come Dec. 1](https://azbklawyer.com/new-bankruptcy-fees-to-come-dec-1/) - [Judge to Rule When Detroit Can Exit Bankruptcy](https://azbklawyer.com/judge-to-rule-when-detroit-can-exit-bankruptcy/) - [CONFUSION FROM RECORD-KEEPING SYSTEM EXACERBATING MORTGAGE ISSUES](https://azbklawyer.com/confusion-record-keeping-system-exacerbating-mortgage-issues/) - [FILING FOR BANKRUPTCY MIGHT OFFER BEST SOLUTION TO ELIMINATE DEBT](https://azbklawyer.com/filing-bankruptcy-might-offer-best-solution-eliminate-debt/) - [CONSUMERS STRUGGLING TO MANAGE CREDIT CARD DEBT](https://azbklawyer.com/consumers-struggling-manage-credit-card-debt/) - [Company Chooses Chapter 7 Over Chapter 11](https://azbklawyer.com/company-chooses-chapter-7-over-chapter-11-2/) - [Commercial Bankruptcy Can Mean A New Life For A Business](https://azbklawyer.com/commercial-bankruptcy-can-mean-new-life-business/) - [Health Care Coverage Does Not Insure Against Medical Debt](https://azbklawyer.com/health-care-coverage-insure-medical-debt/) - [Health Care Costs Leave Many Overwhelmed By Medical Debt](https://azbklawyer.com/health-care-costs-leave-many-overwhelmed-medical-debt/) - [Older Students May Need Debt Relief From Student Loans](https://azbklawyer.com/older-students-may-need-debt-relief-student-loans/) - [Bankruptcy, Divorce and Home Ownership](https://azbklawyer.com/bankruptcy-divorce-home-ownership/) - [What Happens When Someone Files For Bankruptcy](https://azbklawyer.com/happens-someone-files-bankruptcy/) - [Preparing For A New Life After Personal Bankruptcy](https://azbklawyer.com/preparing-new-life-personal-bankruptcy/) - [Adults Usually Not Responsible For Childhood Medical Debts](https://azbklawyer.com/adults-usually-responsible-childhood-medical-debts/) - [Financial Challenges Associated With 401(k) Loans](https://azbklawyer.com/financial-challenges-associated-401k-loans/) - [Financial Challenges Bring Debt Collection Abuses](https://azbklawyer.com/financial-challenges-bring-debt-collection-abuses/) - [College Students Increasingly Struggle With Credit Card Debt](https://azbklawyer.com/college-students-increasingly-struggle-credit-card-debt/) - [Payday Loans In Arizona May Create Financial Challenges](https://azbklawyer.com/payday-loans-arizona-may-create-financial-challenges/) - [Arizona Attorney General Sued Companies Over Broken Debt Relief Promises](https://azbklawyer.com/arizona-attorney-general-sued-broke-debt-relief-promises/) - [Expected Doctor Shortage Adds to Consumer Concerns](https://azbklawyer.com/expected-doctor-shortage-adds-consumer-concerns/) - [Fewer Arizona Homeowners Have Seriously Delinquent Mortgages](https://azbklawyer.com/fewer-arizona-homeowners-seriously-delinquent-mortgages/) - [Chapter 7 Versus Chapter 13 Bankruptcy In Arizona](https://azbklawyer.com/chapter-7-versus-chapter-13-bankruptcy-arizona/) - [Foreclosure Might Help Some People](https://azbklawyer.com/foreclosure-might-help-people/) - [Is Your Home Safe When You File Chapter 7 Bankruptcy?](https://azbklawyer.com/home-safe-file-chapter-7-bankruptcy/) - [Chapter 13 Could Affect Your Income Tax Refund](https://azbklawyer.com/chapter-13-affect-income-tax-refund/) - [Student Loans Do Not Follow Traditional Loan Regulations](https://azbklawyer.com/student-loans-follow-traditional-loan-regulations/) - [Asset Liquidation Issues in Chapter 7](https://azbklawyer.com/asset-liquidation-issues-chapter-7/) - [Credit Reporting Data Needs To Be Checked After Bankruptcy](https://azbklawyer.com/credit-reporting-data-needs-checked-bankruptcy/) - [Does Bankruptcy Sway Lenders to Modify Mortgages](https://azbklawyer.com/bankruptcy-sway-lenders-modify-mortgages/) - [Protecting A Car In A Personal Bankruptcy](https://azbklawyer.com/protecting-car-personal-bankruptcy/) - [Credit Card Debt Affecting Potential Medical Expenses](https://azbklawyer.com/credit-card-debt-affecting-potential-medical-expenses/) - [Bankruptcy And Real Estate: 89 Year Old WWII Vet May Lose Home](https://azbklawyer.com/bankruptcy-real-estate-89-year-old-wwii-vet-may-lose-home/) - [Loan Modifications During Bankruptcy](https://azbklawyer.com/loan-modifications-bankruptcy/) - [Bankruptcy and Taxes](https://azbklawyer.com/bankruptcy-taxes/) - [Eliminating Credit Card Debt In Arizona ](https://azbklawyer.com/eliminating-credit-card-debt-arizona/) - [Debt Management Tips for 30-Somethings](https://azbklawyer.com/debt-management-tips-30-somethings/) - [401(k) In A Personal Bankruptcy](https://azbklawyer.com/401k-personal-bankruptcy/) - [Arizona Real Estate - Tender of Funds Necessary to Complete Trustee Sale](https://azbklawyer.com/arizona-real-estate-tender-funds-necessary-complete-trustee-sale/) - [Chapter 7 Or Chapter 13 For Homeowners](https://azbklawyer.com/chapter-7-chapter-13-homeowners/) - [Filing Chapter 13 May Not Eliminate Secondary Loan Debt](https://azbklawyer.com/filing-chapter-13-may-eliminate-secondary-loan-debt/) - [Medical Debt Outpaces Credit Card Debt as Bankruptcy Cause](https://azbklawyer.com/medical-debt-outpaces-credit-card-debt-bankruptcy-cause/) - [IRAs Protected During Bankruptcy](https://azbklawyer.com/iras-protected-bankruptcy/) - [Credit Unions Treat Personal Bankruptcy Differently From Banks](https://azbklawyer.com/credit-unions-treat-personal-bankruptcy-differently-banks/) - [Should You File Bankruptcy Before Or After Divorce?](https://azbklawyer.com/file-bankruptcy-divorce/) > With offices in Phoenix, Scottsdale, and Tempe, Arizona, Wright Law Offices focus exclusively on bankruptcy law. Keeping our practice to one area allows us to handle complex bankruptcy cases, and stay current on the latest news and changes in laws related to bankruptcy. If you are struggling financially, you are not alone. In 2009, more than 33,000 consumers and 1,600 businesses filed for bankruptcy in the state of Arizona, according to the American Bankruptcy Institute. Bankruptcy is a powerful tool that can help you make a fresh financial start. Speak with a knowledgeable attorney about your options. Call Wright Law Offices at 480-845-0145 or contact us online to request a free consultation.