Payday Loans In Arizona May Create Financial Challenges

For years, Arizona workers have used payday loans to meet unexpected financial challenges that cannot wait until the next paycheck. The loans are readily available from check cashing agencies or finance companies but come at a high cost, particularly when the loan is not paid when it is due. For some borrowers, the costs of [...]

By |2023-02-01T10:41:58-07:00August 5th, 2014|Bankruptcy in Arizona, Personal Bankruptcy|Comments Off on Payday Loans In Arizona May Create Financial Challenges

Expected Doctor Shortage Adds to Consumer Concerns

People in need of medical care in Arizona and other states might have difficulty finding a doctor in the future. Reports point to a 90,000 shortage in the number of doctors needed in the U.S. by 2020. For people now struggling with overwhelming medical debt, worries about a future shortage of doctors is just another [...]

By |2014-08-01T21:17:25-07:00August 1st, 2014|Chapter 13, Chapter 7, Medical Debts, Personal Bankruptcy|Comments Off on Expected Doctor Shortage Adds to Consumer Concerns

Chapter 7 Versus Chapter 13 Bankruptcy In Arizona

Many Arizona citizens are familiar with the general concept of bankruptcy, but are not sure exactly what the process entails. Federal law includes two different statutes that allow consumers to receive debt relief by filing for bankruptcy. These are called Chapter 7 and Chapter 13 bankruptcy. A person's credit report will be affected for 10 [...]

By |2023-02-01T10:25:10-07:00July 30th, 2014|Bankruptcy in Arizona, Chapter 13, Chapter 7, Personal Bankruptcy, Student Loans|Comments Off on Chapter 7 Versus Chapter 13 Bankruptcy In Arizona

Foreclosure Might Help Some People

Homeowners in Phoenix who are underwater on their homes might be interested in a few tips about whether foreclosure is a good option for them. The truth is that going through a foreclosure can have consequences for years, just as a personal bankruptcy does.   When prices of homes and incomes were rising, investing in a house [...]

By |2014-07-29T18:03:08-07:00July 29th, 2014|Bankruptcy in Arizona, Personal Bankruptcy, Real Estate|Comments Off on Foreclosure Might Help Some People

Chapter 13 Could Affect Your Income Tax Refund

Tax season comes every year, but the real work for the IRS begins as April 15 creeps closer and the flood of last-minute tax returns hits the system for processing. Arizona taxpayers who file an error-free return should get a refund within 21 days. There might be a delay in processing the refund if the [...]

By |2023-02-01T10:58:54-07:00July 15th, 2014|Bankruptcy Attorneys, Bankruptcy in Arizona, Chapter 13, Personal Bankruptcy|Comments Off on Chapter 13 Could Affect Your Income Tax Refund

Student Loans Do Not Follow Traditional Loan Regulations

Students who acquire student loans need to be aware of the ways in which student loans are differentiated from traditional loan products. Almost two thirds of the students in America, including those in Arizona, will take out student loans to finance their education. Many students are encouraged to do so. However, student loans are based [...]

By |2014-07-13T05:02:32-07:00July 13th, 2014|Chapter 13, Personal Bankruptcy, Student Loans|Comments Off on Student Loans Do Not Follow Traditional Loan Regulations

Credit Reporting Data Needs To Be Checked After Bankruptcy

When Arizona residents file for bankruptcy, one of their first concerns is how to repair their credit rating. One of the main goals of personal bankruptcy is to get people out of a bad financial situation, and eliminating debt can give people a clean slate. This is why it is essential for people to check [...]

By |2014-07-01T06:18:39-07:00July 1st, 2014|Bankruptcy in Arizona, Bankruptcy News, Chapter 13, Chapter 7, Personal Bankruptcy|Comments Off on Credit Reporting Data Needs To Be Checked After Bankruptcy

Does Bankruptcy Sway Lenders to Modify Mortgages

Arizona residents who are looking to modify their mortgage may have experienced difficulty getting a loan modification even after filing for Chapter 7 bankruptcy, which recognizes that people have unsecured debts and discharges them of those debts. However, people may still file Chapter 13 after they have already filed Chapter 7. Chapter 13 bankruptcy has [...]

By |2023-02-01T10:42:23-07:00June 23rd, 2014|Bankruptcy in Arizona, Chapter 13, Chapter 7, Loan Modification, Personal Bankruptcy|Comments Off on Does Bankruptcy Sway Lenders to Modify Mortgages

Protecting A Car In A Personal Bankruptcy

Falling behind on a car loan can result in the lender repossessing the vehicle. While it is possible to stop repossession by filing for personal bankruptcy, protecting a car from the creditor may only be temporary. It is important to understand the rights a creditor has to repossess a car during a Chapter 13 bankruptcy [...]

By |2023-02-01T10:59:52-07:00June 20th, 2014|Chapter 13, Chapter 7, Personal Bankruptcy|Comments Off on Protecting A Car In A Personal Bankruptcy

Credit Card Debt Affecting Potential Medical Expenses

Those who are struggling to pay medical bills in Arizona may be interested in a study showing that those who have credit card debt sometimes put off having medical care, which could slow their medical recovery or make their medical conditions worsen. In these tough economic times, people are charging a lot on their credit [...]

By |2023-02-01T10:56:38-07:00June 17th, 2014|Bankruptcy in Arizona, Bankruptcy News, Chapter 7, Medical Debts, Personal Bankruptcy|Comments Off on Credit Card Debt Affecting Potential Medical Expenses
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