Should I Hire An Attorney For Debt Settlement?

If you're considering debt settlement because of your bleak financial situation, you're not alone. With the average American holding nearly $100,000 in debt, it's no wonder that so many are looking for ways to get out from under the weight of all that debt. Attempting to negotiate and settle is a difficult decision to make [...]

By |2022-10-07T15:54:32-07:00October 7th, 2022|Bankruptcy in Arizona|0 Comments

Stop Creditor Calls

Drowning in debt is stressful all on its own and a position no one expects to find themselves in. Once a debt collector or creditors start harassing you with letters and calls full of threats, we understand it can be downright terrifying.  At Wright Law Offices, we are Phoenix bankruptcy lawyers who have dedicated our [...]

By |2022-06-08T23:22:06-07:00June 8th, 2022|Bankruptcy in Arizona|0 Comments

Creditor Harassment in Arizona

        Are you inundated with calls from creditors? When you fall behind on bills the calls often start and it's critical you know your rights. An important resource is the Federal Trade Commission's website  which includes a copy of the Fair Debt Collection Practices Act. Calling an experienced attorney is a useful tool [...]

By |2022-05-03T14:55:45-07:00December 22nd, 2021|Bankruptcy in Arizona, Chapter 13, Chapter 7|0 Comments

How can you discharge student loan debts in Arizona?

The average loan debt is thirty thousand dollars per student and more than 25% of people are behind on their payments or have defaulted. However, the Obama administration frowns upon borrowers discharging their government student loan debt by filing bankruptcy. The administration wants to protect the integrity of the federal student loan program. The Brunner [...]

By |2015-11-06T22:17:53-07:00November 6th, 2015|Bankruptcy in Arizona, Student Loans|0 Comments

Older People Increasingly at Risk of Losing Homes to Foreclosure

It used to be the case that older Americans were the most stable demographic in terms of finances. However, the last six years or so have made things more difficult for people over 50, and Arizona is no exception with its large numbers of retirees. AARP recently performed a study and found that the risk [...]

Court Ruling Could Help Arizonans in Chapter 7 Protect Assets

Arizona residents who file for Chapter 7 bankruptcy do not necessarily have to surrender annuities or life insurance policies, according to a federal appeals court ruling dating back to 2012. The decision has relatively limited impact nationally because the court relied upon the provisions of Arizona law pertaining to exempt property.
 A person who seeks [...]

SOME HOMEOWNERS MAY BE ABLE TO REFINANCE AFTER BANKRUPTCY

Homeowners in Arizona and across the nation may still pay their mortgages after bankruptcy. After filing for bankruptcy, including Chapter 7 bankruptcy, an individual may wonder if they can refinance their home loan if they remain in their house. The answer will generally depend on the specific circumstances of each individual homeowner. If a court [...]

By |2015-09-24T06:13:49-07:00September 24th, 2015|Bankruptcy in Arizona, Loan Modification, Real Estate|0 Comments

BANKRUPTCY MEANS TEST APPLIES TO CONSUMER BANKRUPTCY ONLY

By Ben Wright of Wright Law Offices. Arizona residents considering bankruptcy need to be aware that there is a difference between a consumer bankruptcy filing and a business bankruptcy filing.   In other words, there are different rules that need to be followed depending upon where and how your debts are incurred. Bankruptcy code 11 U.S.C. [...]

By |2014-12-04T17:35:41-07:00December 4th, 2014|Bankruptcy in Arizona, Business Bankruptcy, Chapter 7|0 Comments
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