OR call us at 602-456-6085 today.
We live in trying economic times. High unemployment, a down economy, and other factors come into play, making it difficult for many to meet their current financial obligations. For many, making mortgage payments is the most challenging of all.
Do you struggle every month to pay your mortgage? Both Chapter 7 and Chapter 13 bankruptcy offer protections and options for homeowners looking to stop foreclosure. But bankruptcy is not always the best option. Some people can achieve the results they desire by working directly with a creditor to modify the terms of their loan, reducing the interest rate and lowering monthly payments.
Contact Wright Law Offices to learn about your specific legal options. A Phoenix loan modification lawyer can help you determine if a loan modification is right for you.
Seeking a Loan Modification
Homeowners looking to modify their mortgages work directly with the lender to reach a mutually beneficial agreement. An agreement likely involves reducing interest rates or reducing monthly payments.
The Home Affordable Modification Program (HAMP) is a newer option available to homeowners at risk for foreclosure. This program is a part of the Making Home Affordable Program, which is a part of 2009’s Financial Stability Act. If eligible, a homeowner can have mortgage payments reduced to 31 percent of his or her monthly gross income (while the government provides incentives to lenders.)
Homeowners in Phoenix, Arizona, turn to Wright Law Offices for straightforward answers to their bankruptcy and loan modification questions. We can discuss your specific legal options based on your current financial situation and goals for the future. We may find that
Chapter 7 or
Chapter 13 bankruptcy is your best option to avoid foreclosure. But we may determine that a loan modification — while taking advantage of current government programs benefiting homeowners — is a better option.
Contact a Scottsdale Mortgage Modification Lawyer
Schedule a free consultation at one of our law offices in Phoenix, Scottsdale, Tempe, Avondale, Prescott, or Chandler. Call 480-845-0145 or
contact an attorney online today.

Practice Areas
Free Consultation
Location Served
Tempe AZ, Phoenix AZ, Scottsdale AZ, Avondale AZ, Mesa AZ and Glendale AZClient Review
"Benjamin Wright with Wright Law Office made a very difficult time for us much easier. We were struggling and did not know what our options were. He explained all our options and helped us to make the best financial decision. They made things easy and were always available to answer any questions we had. I would definitely recommend him."
Carlos Aguirre
Why should you hire our firm to represent you in bankruptcy?
Great question. Here are a few reasons:
- 1. Bankruptcy is our sole area of practice. Attorney Wright has over 10 years of experience in the field of bankruptcy and has helped over 1000 people successfully file.
- 2. Attorney Wright has an accounting background that is useful in analyzing complex financial documents. Prior to law school he obtained a degree in accounting from the University of Wisconsin School of Business. He exercised his strong numerical aptitude in the field of accounting, including several years with The Kohler Co., before ultimately deciding to pursue a law degree.
- 3. New clients meet with an attorney during their first visit. We understand your time is valuable. It is important your questions are answered quickly and accurately so you can take appropriate steps to secure a better financial future and eliminate fear and stress.
4. In business, referrals are the highest form of professional compliment. We frequently receive referrals from other lawyers and previous clients.
- 5. Our firm is small which enables us to focus on quality over quantity. We don’t have billboards on the I-10 or banners affixed to public transportation. Our approach is a bit more understated. We care about people and doing things right and it shows in our low employee turnover and positive reviews.
- 6. Perhaps the most important consideration is the cost of filing bankruptcy. We continuously assess our fees to ensure we offer fair and competitive pricing. We want to offer you a deal without sacrificing the quality of your experience.

Ways we can help…
What our clients are saying…

Mr. Wright and his staff were amazing. They made a negative situation a lot better and turned it into a positive. Could really tell they care helping people and I will refer their Phoenix Bankruptcy Attorney firm to friends and family. Thanks again.

I called around looking for the right bankruptcy lawyer and came across Benjamin Wright. He personally called me for the consultation seeing how I live in Kingman AZ. He was very helpful from the start and his staff was very friendly and explained any questions I had, sorry for all the questions. I would definitely recommend Wright law offices, and I do!! Thanks for everything, you made what seemed like a hard thing to do simple!! You guys rock!!!

Great lawyer, he really helped my mother out of a jam. She was totally new to bankruptcy and he talked with us for about an hour and a half to make sure she wouldn’t be worried.

Ben is a kind and down to earth attorney. He worked around my busy schedule as a single mom (school, full-time job, and daycare pick up and drop off times). He explained absolutely everything to me and was good about e-mailing. I am writing this review as a THANK YOU.

I had a very positive experience with Attorney Wright. He or his staff returned my e-mails and calls promptly (even after business hours occasionally). His fees were reasonable. He was patient with me when I showed up in court missing an important document. He is aggressive, but fair and nice.