High unemployment, the mortgage crisis and a down economy all contribute to the financial strain on homeowners in the Phoenix area. If you are struggling with high monthly payments and don’t know what to do with your mortgage, you may find the answers you are looking for at the Wright Law Offices.

Whether you are looking to save your home — or if you simply wish to walk away from your mortgage debt burden — bankruptcy may be a solid option for you.

Contact Wright Law Offices to speak to a Phoenix mortgage loan attorney about your legal options. Schedule a free consultation today.

Mortgage Loans in Bankruptcy: Exploring Your Options

Many factors must be considered when deciding what to do with a mortgage loan in bankruptcy. Our firm can help you determine your most practical option based on the equity in your home, your income level and other factors. Our Phoenix bankruptcy lawyers can help you determine if either of the following options is right for you:

  • Chapter 7 bankruptcy — Whether you are looking to eliminate your mortgage debt and give up your house, or keep your house and eliminate other debts, Chapter 7 bankruptcy may be right for you. Individuals with little or no equity in their homes (or those with negative equity) may find the financial relief they seek through Chapter 7 bankruptcy, which can eliminate mortgage debt.
  • Chapter 13 bankruptcy — If you are looking to protect your assets and keep your house in bankruptcy, Chapter 13 bankruptcy may be your best option. Chapter 13 bankruptcy stops the foreclosure process and allows you to repay a portion or all of the missed mortgage payments. The repayment plan lasts for a period of three to five years.

Contact a Phoenix Mortgage Loan Bankruptcy Lawyer

Learn more about your specific legal options by scheduling a
free consultation with an Arizona bankruptcy attorney. Call 480-845-0145 today.

We are a debt relief agency. We help individuals and businesses file for bankruptcy relief under the Bankruptcy Code.

Receive a FREE Consultation

Use the form below or call us at 602-456-6085 today. We’re here to help.

    Our Locations

    • Phoenix Office – New Wright Law Offices  2999 N. 44th St., Ste 600 Phoenix AZ 85018  Telephone: 602-456-6085 / 866-703-3287 Phoenix Law Office
    • Phoenix Office – Old Wright Law Offices  668 N. 44th St., Ste 320 Phoenix AZ 85008  Telephone: 602-456-6085 / 866-703-3287 Phoenix Law Office
    • Scottsdale Office  Wright Law Offices  7135 East Camelback Road, Ste 230 Scottsdale AZ 85251  Telephone: 480-845-0145 / 866-703-3287 Scottsdale Law Office
    • Tempe Office  Wright Law Offices  2238 S. McClintock Dr. Tempe AZ 85258  Telephone: 480-845-0145 / 866-703-3287 Tempe Law Office
    • Avondale Office Wright Law Offices  12725 W Indian School Rd, Suite E-101 Avondale AZ 85392  Telephone: 623-258-4480 / 866-703-3287 Avondale Law Office
    • Mesa Office Wright Law Offices  4856 E. Baseline Rd. Suite #104 Mesa, AZ 85206 Telephone: 480-845-0145 / 866-703-3287 Mesa Law Office
    • Glendale Office  Wright Law Offices  20325 N. 51st Ave., Suite 134 Glendale, AZ 85308 Telephone: 623-258-4480 / 866-703-3287 Glendale Law Office

    What our clients are saying…

    Mr. Wright and his staff were amazing. They made a negative situation a lot better and turned it into a positive. Could really tell they care helping people and I will refer their Phoenix Bankruptcy Attorney firm to friends and family. Thanks again.
    I called around looking for the right bankruptcy lawyer and came across Benjamin Wright. He personally called me for the consultation seeing how I live in Kingman AZ. He was very helpful from the start and his staff was very friendly and explained any questions I had, sorry for all the questions. I would definitely recommend Wright law offices, and I do!! Thanks for everything, you made what seemed like a hard thing to do simple!! You guys rock!!!
    Great lawyer, he really helped my mother out of a jam. She was totally new to bankruptcy and he talked with us for about an hour and a half to make sure she wouldn’t be worried.
    Ben is a kind and down to earth attorney. He worked around my busy schedule as a single mom (school, full-time job, and daycare pick up and drop off times). He explained absolutely everything to me and was good about e-mailing. I am writing this review as a THANK YOU.
    I had a very positive experience with Attorney Wright. He or his staff returned my e-mails and calls promptly (even after business hours occasionally). His fees were reasonable. He was patient with me when I showed up in court missing an important document. He is aggressive, but fair and nice.