Goodyear Bankruptcy Attorney

Goodyear Bankruptcy Attorney2023-09-22T14:48:14-07:00

Saving Your Finances

If you are no longer able to make payments on your car, house, or any other possessions, then you need the help of a Goodyear, AZ bankruptcy attorney to protect your assets. The moment you are aware that you will not be able to make a payment, contact Wright Law Offices for help; the sooner you reach out, the easier it will be to protect what you value most.

Types Of Bankruptcy

It may surprise you to discover that bankruptcy is not a one size fits all solution — there are several different types and different ways you can file. However, the two most common types that you are most likely familiar with are Chapter 7 and Chapter 13 bankruptcy; Chapter 7 more heavily focuses on selling off assets that you have in order to make your payments while Chapter 13 focuses more so on creating a payment plan. You may need Chapter 7 if you do not have a way to pay off the debts you owe. On the other hand, you may need Chapter 13 if you are planning on making the payments back on what you owe, but you just need a little help restructuring the plan. A consultation with an experienced attorney will determine which is the right fit for your case.

Who Is Eligible

While almost everyone can file for bankruptcy, you must pass certain tests to determine which kind of bankruptcy you may file. While you may wish to file a Chapter 7 Bankruptcy, you must prove that you have the money to do so; specifically, if you are making a good salary and the courts can determine that you would be able to pay off your debts with a restructured payment plan then you will not be eligible for a Chapter 7 Bankruptcy. If you are worried about defaulting on debts and the type of plan you need to pay them off, contact a Goodyear bankruptcy attorney to discuss your specific case further.

Impact To Your Credit

The short answer is yes, bankruptcy impacts your credit. It can appear on your credit score after filing and it may stay there for many years. This can make it difficult to get future loans, especially for those big life purchases like a home or a car. This is not meant to scare you aware from filing, it is just something you should note. An attorney can also be by your side to help you understand how this process will affect your specific finances and credit score. Bankruptcy may save some of your possessions, and with hard work over time you can increase your credit score once more — and even have the bankruptcy removed from it entirely.

Contact Us

Money and finances can be very scary things, especially after you have defaulted on a debt. You may have creditors and other financial institutions calling to attempt to reclaim payments, which adds to the stress of the situation. Do not go through this alone, contact a Goodyear bankruptcy attorney for help immediately from Wright Law Offices; they will be able to walk you through the process, determine which type is right for you, and protect you from intimidation techniques by financial companies.


Client Review

"Benjamin Wright with Wright Law Office made a very difficult time for us much easier. We were struggling and did not know what our options were. He explained all our options and helped us to make the best financial decision. They made things easy and were always available to answer any questions we had. I would definitely recommend him."
Carlos Aguirre
Client Review

Why should you hire our firm to represent you in bankruptcy?

Great question. Here are a few reasons:

  • 1. Bankruptcy is our sole area of practice. Attorney Wright has over 10 years of experience in the field of bankruptcy and has helped over 1000 people successfully file.
  • 2. Attorney Wright has an accounting background that is useful in analyzing complex financial documents. Prior to law school he obtained a degree in accounting from the University of Wisconsin School of Business. He exercised his strong numerical aptitude in the field of accounting, including several years with The Kohler Co., before ultimately deciding to pursue a law degree.
  • 3. New clients meet with an attorney during their first visit. We understand your time is valuable. It is important your questions are answered quickly and accurately so you can take appropriate steps to secure a better financial future and eliminate fear and stress.
  • 4. In business, referrals are the highest form of professional compliment. We frequently receive referrals from other lawyers and previous clients.
  • 5. Our firm is small which enables us to focus on quality over quantity. We don’t have billboards on the I-10 or banners affixed to public transportation. Our approach is a bit more understated. We care about people and doing things right and it shows in our low employee turnover and positive reviews.
  • 6. Perhaps the most important consideration is the cost of filing bankruptcy. We continuously assess our fees to ensure we offer fair and competitive pricing. We want to offer you a deal without sacrificing the quality of your experience.
Attorney Ben Wright

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Use the form below or call us at 602-456-6085 today. We’re here to help.

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    What our clients are saying…

    TOP Rated PHOENIX BANKRUPTCY ATTORNEY

    Mr. Wright and his staff were amazing. They made a negative situation a lot better and turned it into a positive. Could really tell they care helping people and I will refer their Phoenix Bankruptcy Attorney firm to friends and family. Thanks again.

    Tara
    TOP Rated PHOENIX BANKRUPTCY ATTORNEY

    I called around looking for the right bankruptcy lawyer and came across Benjamin Wright. He personally called me for the consultation seeing how I live in Kingman AZ. He was very helpful from the start and his staff was very friendly and explained any questions I had, sorry for all the questions. I would definitely recommend Wright law offices, and I do!! Thanks for everything, you made what seemed like a hard thing to do simple!! You guys rock!!!

    Steffanie
    TOP Rated PHOENIX BANKRUPTCY ATTORNEY

    Great lawyer, he really helped my mother out of a jam. She was totally new to bankruptcy and he talked with us for about an hour and a half to make sure she wouldn’t be worried.

    Damian
    TOP Rated PHOENIX BANKRUPTCY ATTORNEY

    Ben is a kind and down to earth attorney. He worked around my busy schedule as a single mom (school, full-time job, and daycare pick up and drop off times). He explained absolutely everything to me and was good about e-mailing. I am writing this review as a THANK YOU.

    Shannon
    TOP Rated PHOENIX BANKRUPTCY ATTORNEY

    I had a very positive experience with Attorney Wright. He or his staff returned my e-mails and calls promptly (even after business hours occasionally). His fees were reasonable. He was patient with me when I showed up in court missing an important document. He is aggressive, but fair and nice.

    Jenna


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