Tax Debt Lawyer Mesa, AZ

Tax Debt Lawyer Mesa, AZ2025-01-15T08:38:27-07:00

Everyone wants to be able to make tax payments in a timely manner. But sometimes financial hardships can make it difficult to do so. Our Mesa, AZ tax debt lawyer can help you get IRS tax relief and halt tax penalty consequences. At Wright Law Offices, we have helped out clients deal with their debts and obtain IRS tax relief. You may be eligible to file for a bankruptcy chapter, which can stop IRS garnishment and levy actions. If you are struggling to deal with tax debts, please contact our team as soon as possible to learn more about your relief options.

Discharging Unpaid Taxes

The United States Bankruptcy Code allows certain back taxes to become discharged, but there are several conditions that apply. Firstly, the taxes must be from personal income tax. The two types of tax debts are either personal or business. Usually, most business debts are not dischargeable. Whether a business can discharge their taxes, depends on the classifications they are under. The taxes have to be at least three years or older. You must have filed your tax returns at minimum two years before bankruptcy. In other words, your taxes cannot be discharged unless you filed a late tax return two years before applying for bankruptcy. Additionally, the taxes must have been assessed against you at least 240 days before filing for bankruptcy. You would know you have been assessed if the IRS made a notation that you owe them taxes. The taxes may not be discharged in bankruptcy if back taxes were due to tax evasion, fraud, or failing to file a return altogether. There is no dischargeable option for taxpayers who don’t file taxes on their own. Even if someone’s back taxes are dischargeable under bankruptcy, they could still face issues with the state tax authority or IRS, especially if the tax entities put a tax lien on their assets. If a tax lien was secured, the IRS may later enforce the lien on assets. The IRS may remove a tax lien if the tax debts are discharged through bankruptcy and the taxpayer does not have significant personal possessions. If you fail to respond to the IRS saying you owe taxes, you have 30 days to submit a response. If you do not respond, the IRS may pursue you. As our knowledgeable tax debt attorney may suggest, it is better to take action sooner than to be up against a tougher challenge with the IRS. If you have questions about how to deal with tax debts, contact our office at your next convenience.

Wright Law Offices

We understand that there are so many financial pressures to life. Sometimes taxes and debts can suddenly become overwhelming and you may not know how to manage them. Do not hesitate to speak with us at Wright Law Offices about your debt relief options. Our Mesa tax debt attorney has helped so many people just like you, who want to feel more in control of their finances. We are ready to offer support today.

Strategies To Reduce Tax Debt Through Legal Assistance

Managing tax debt can feel overwhelming, but there are ways to address it with the right legal guidance. By taking a proactive approach, we can explore solutions that alleviate the burden of tax debt and help you move toward financial stability. A tax debt lawyer provides a framework for understanding available options and acting on them in a way that benefits you both now and in the future.

Exploring Settlement Options

One effective way to reduce tax debt is by exploring settlement options with the IRS. Legal professionals like those at Wright Law Offices can help facilitate an offer in compromise, which allows taxpayers to settle their tax liabilities for less than the full amount owed. This solution is generally available to those who can demonstrate that paying the full debt would create financial hardship. While the process can be complex, with the right support, we can gather the necessary documentation and submit a strong application that maximizes your chances of approval.

In some cases, taxpayers may qualify for installment agreements, which allow for repayment over time. These agreements can ease the financial burden by spreading payments out, giving you more breathing room in your budget. We can help negotiate these agreements and ensure that they are favorable to your circumstances, allowing you to pay off your debt without jeopardizing your financial future.

Penalty Abatement And Relief Programs

Another strategy to reduce tax debt involves seeking relief from penalties that may have accumulated over time. Penalties and interest can quickly add up, significantly increasing the amount you owe. Fortunately, there are situations where the IRS grants penalty abatement, especially if you can demonstrate reasonable cause for falling behind on your tax obligations. We can help gather the necessary evidence to support your request and present your case in a way that improves your chances of receiving penalty relief.

Additionally, there are other relief programs designed for individuals facing specific hardships, such as innocent spouse relief, which can separate your tax liability from that of a spouse who incurred the debt. These programs require a detailed understanding of the law, and with the right guidance, we can ensure that your application is thorough and complete.

Bankruptcy As A Last Resort

For some, bankruptcy may be the most effective option for managing tax debt. While not all tax debts can be discharged in bankruptcy, certain older tax debts may qualify. This option should be considered carefully and often comes into play when other avenues have been exhausted. If bankruptcy is the right course, legal assistance is crucial to ensure that you meet all the requirements and that the process goes smoothly. This strategy can provide a fresh start and allow you to regain control of your finances.

Taking Action To Address Tax Debt

Addressing tax debt requires swift and informed action, and having the right legal assistance can make all the difference. Whether through settlement agreements, penalty abatement, or even bankruptcy, legal support provides the tools you need to move forward. If you’re ready to take control of your tax situation, we encourage you to reach out to a qualified legal professional who can help guide you through the process and find a solution that fits your needs. They can put you on the path to financial relief and security. Contact a tax debt lawyer today!

Common Misconceptions Regarding Tax Debt

As a Mesa, AZ tax debt lawyer, our firm has encountered several common misconceptions about tax debt, which can lead to costly mistakes and missed opportunities for resolution. Tax debt can create significant stress and confusion for many people. Here’s a breakdown of the misunderstandings we hear most often, along with the realities that can help you better approach tax debt issues.

1. Tax Debt Automatically Means Financial Ruin

Many assume that tax debt is a financial dead-end, but this isn’t necessarily true. The IRS offers various options for settling tax debts, including payment plans, offers in compromise, and other debt relief solutions. While tax debt can impact your finances, there are legal avenues that allow you to manage it effectively without sacrificing all your assets. A Mesa tax debt lawyer knows that tax debt doesn’t mean the end of financial stability. With the right approach, you can regain control of your finances.

2. Only Large Debts Trigger IRS Actions

People often believe that only large tax debts lead to enforcement actions like liens or wage garnishments. In reality, the IRS can initiate collection actions for smaller debts as well, especially if they go unresolved for long periods. It’s wise to address any tax debt as soon as possible, regardless of the amount, to avoid complications. By working on a plan to resolve your debt, you reduce the risk of further action, no matter how small the initial debt may seem.

3. Bankruptcy Clears All Tax Debt

While bankruptcy can discharge certain types of debts, it does not eliminate all tax debts. Eligibility to discharge tax debt through bankruptcy is subject to specific conditions, including the age of the debt and whether tax returns were filed on time. Understanding what can and cannot be discharged in bankruptcy is essential to avoiding surprise liabilities after the process is complete. If you’re considering bankruptcy, a Mesa tax debt lawyer can help.

4. Ignoring IRS Notices Will Make Tax Debt Go Away

Ignoring IRS notices doesn’t make tax debt disappear—it often makes the situation worse. Unopened notices don’t eliminate debt; they usually mean more penalties, interest, and possible enforcement actions. The IRS has long timeframes to collect debts, and ignoring notices only prolongs the period and increases the financial burden. A Mesa tax debt lawyer understands that by responding to notices promptly, you retain more options for resolving your debt.

5. You’re Safe As Long As The IRS Hasn’t Contacted You Directly

Just because you haven’t received direct communication from the IRS doesn’t mean your tax debt won’t be pursued. The IRS is methodical and patient, with established protocols to assess and collect debt, often without frequent direct contact. If you owe back taxes, addressing it sooner rather than waiting for the IRS to act first can save you from escalating fees and penalties.

Take Control Of Your Tax Situation

If you’re facing tax debt, understanding the facts can help you make confident, informed decisions. Wright Law Offices has over ten years of experience helping clients. Our team can find realistic and manageable solutions to resolve your tax debts, no matter the amount or complexity. Contact us today to discuss your options and regain peace of mind regarding your tax responsibilities.

Mesa Tax Debt Infographic

Common Misconceptions Regarding Tax Debt infographic

How Bankruptcy Can Change Your Life

In this guide, our Mesa, AZ tax debt lawyer will address common questions about how bankruptcy can impact your life and help you understand what to expect. Bankruptcy is a significant decision that can affect many aspects of your life. While the process may seem daunting, it is designed to offer a fresh start for individuals or businesses facing overwhelming debt.

Will Bankruptcy Affect My Credit Score?

Yes, filing for bankruptcy will affect your credit score, but the extent depends on your current financial situation. For many, the credit score may already be impacted by missed payments or high debt levels. Bankruptcy initially lowers your score further, but it also provides an opportunity to rebuild. With responsible financial habits, it is possible to see improvements over time. Many people find that they can qualify for credit products within one to two years after filing, though interest rates may be higher initially.

Can Bankruptcy Help Me Keep My Home?

Bankruptcy may help you keep your home depending on the type of bankruptcy filed and your unique circumstances. In Chapter 13 bankruptcy, for instance, you can create a repayment plan to catch up on missed mortgage payments while keeping your property. Chapter 7 bankruptcy has exemptions that may protect your home up to a certain value. It’s important to review your options carefully to determine the best path forward.

What Happens To My Debts After Bankruptcy?

Most unsecured debts, such as credit cards, medical bills, and personal loans, can be discharged through bankruptcy. However, certain types of debt, like student loans, child support, and tax obligations, are generally not dischargeable. Bankruptcy provides relief from many financial obligations, giving you a chance to focus on rebuilding your finances.

How Will Bankruptcy Impact My Employment?

In most cases, filing for bankruptcy does not affect your current employment. Employers are not notified of your filing unless wage garnishments are in place, and most jobs do not require disclosure. However, if you are applying for a position that involves financial responsibility, potential employers may review your credit history as part of their hiring process. It’s essential to be prepared to explain the circumstances if asked.

Is Bankruptcy The Right Choice For Me?

Whether bankruptcy is the right choice depends on your financial situation and goals. If you are struggling to pay your bills, dealing with persistent creditor calls, or facing foreclosure, bankruptcy could provide the relief you need. Our team of experienced legal professionals encourages you to weigh the pros and cons, including how it will impact your assets, debts, and future financial plans. Consulting with our Mesa tax debt lawyers can help you make an informed decision.

Schedule A Consultation

Bankruptcy is not an easy decision, but it can be a powerful tool to regain control of your financial future. If you have questions or want to explore your options further, our Mesa tax debt lawyers are here to help, offering 24-hour assistance. Contact our team at Wright Law Offices today to schedule your free consultation and take the first step toward financial freedom.


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    "Benjamin Wright with Wright Law Office made a very difficult time for us much easier. We were struggling and did not know what our options were. He explained all our options and helped us to make the best financial decision. They made things easy and were always available to answer any questions we had. I would definitely recommend him."
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    Why should you hire our firm to represent you in bankruptcy?

    Great question. Here are a few reasons:

    • 1. Bankruptcy is our sole area of practice. Attorney Wright has over 10 years of experience in the field of bankruptcy and has helped over 1000 people successfully file.
    • 2. Attorney Wright has an accounting background that is useful in analyzing complex financial documents. Prior to law school he obtained a degree in accounting from the University of Wisconsin School of Business. He exercised his strong numerical aptitude in the field of accounting, including several years with The Kohler Co., before ultimately deciding to pursue a law degree.
    • 3. New clients meet with an attorney during their first visit. We understand your time is valuable. It is important your questions are answered quickly and accurately so you can take appropriate steps to secure a better financial future and eliminate fear and stress.
    • 4. In business, referrals are the highest form of professional compliment. We frequently receive referrals from other lawyers and previous clients.
    • 5. Our firm is small which enables us to focus on quality over quantity. We don’t have billboards on the I-10 or banners affixed to public transportation. Our approach is a bit more understated. We care about people and doing things right and it shows in our low employee turnover and positive reviews.
    • 6. Perhaps the most important consideration is the cost of filing bankruptcy. We continuously assess our fees to ensure we offer fair and competitive pricing. We want to offer you a deal without sacrificing the quality of your experience.
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      TOP Rated PHOENIX BANKRUPTCY ATTORNEY

      Mr. Wright and his staff were amazing. They made a negative situation a lot better and turned it into a positive. Could really tell they care helping people and I will refer their Phoenix Bankruptcy Attorney firm to friends and family. Thanks again.

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      I called around looking for the right bankruptcy lawyer and came across Benjamin Wright. He personally called me for the consultation seeing how I live in Kingman AZ. He was very helpful from the start and his staff was very friendly and explained any questions I had, sorry for all the questions. I would definitely recommend Wright law offices, and I do!! Thanks for everything, you made what seemed like a hard thing to do simple!! You guys rock!!!

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      Great lawyer, he really helped my mother out of a jam. She was totally new to bankruptcy and he talked with us for about an hour and a half to make sure she wouldn’t be worried.

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      FAQs About Bankruptcy in Arizona

      For individuals who maintain a steady income but are grappling with debts that need more time to be cleared, Chapter 13 bankruptcy could provide a viable solution. This form of bankruptcy enables debtors to retain their property while adhering to a three to five-year repayment plan. In Scottsdale, the bankruptcy attorneys at Wright Law Offices utilize their expertise in developing personalized Chapter 13 plans that are uniquely designed to suit your circumstances and work in your favor.

      When credit card debt spirals beyond control, the feelings of isolation and stress can be daunting. However, with a knowledgeable lawyer by your side, the situation can be transformed significantly. Lawyers are experienced in negotiating with formidable credit card companies, often succeeding in achieving reduced interest rates or a minimized debt total. At Wright Law Offices, located in Phoenix, our committed legal team stands ready to help you take back control of your financial situation and direct you towards other potential debt relief avenues like bankruptcy.

      The prospect of foreclosure can make it seem like your world is tumbling down. Yet, it's vital to remember that there are legal routes available to navigate this challenging situation. Foreclosure is a process initiated by lenders when mortgage payments are overdue, leading them to recover their loan by selling your property. While it sounds intimidating, our adept team at Wright Law Offices in Tempe is here to assist. We guide you through every step of the process, thoroughly exploring all viable options, such as loan modification, bankruptcy, or even contesting the foreclosure in court.

      Being in debt to the IRS can create enormous stress. However, a tax debt lawyer can intervene and significantly improve your situation. They're skilled in negotiating a viable payment plan with the IRS, striving to reduce the tax debt you owe, and in certain scenarios, even getting penalties and interest absolved. The proficient team of Scottsdale tax debt lawyers at Wright Law Offices is committed to helping you face this challenge with optimism. Leveraging our deep knowledge of tax law, we're dedicated to securing the best possible outcome for every client we represent.

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