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Category: Chapter 7

Wage Garnishment in Arizona

Apart from settling a debt, bankruptcy is the only other way to forcibly stop wage garnishing. Wage garnishing is when creditors can take a percentage of your paycheck to pay debt that is owed. In the state of Arizona, the maximum that creditors can garnish from a debtor’s pay check is 25%. Filing bankruptcy stops […]

Chapter 7 versus Chapter 13 Bankruptcy

What is the difference between Chapter 7 and Chapter 13 bankruptcies? Chapter 7 bankruptcies allow you to erase many debts without having to pay any of it back to creditors. Chapter 13 bankruptcies also erase many debts at the conclusion of a 36 or 60 month payment plan. Chapter 13 bankruptcies also allow you to […]

Bankruptcy Facts and Myths

There are many myths about bankruptcy. Bankruptcy often has an aura of difficulty and confusion. We are here to tell you about the facts! For starters, bankruptcy courts are located all over the United States. Contrary to popular belief, bankruptcy is actually filed and handled in federal court and bankruptcy is based off of federal […]

Are You Drowning in Debt and Thinking about Bankruptcy?

If you are nervous about filing for bankruptcy, you are not alone! Every year across the United States, as many as one million or more families and individuals file for bankruptcy. Even previous American Presidents have filed bankruptcy. Bankruptcy is not something to be ashamed of in any aspect. After filing bankruptcy, it is possible […]

What Happens After Filing For Bankruptcy?

What happens after you file for bankruptcy and are discharged? After filing bankruptcy there is a sense of relief, but now what? Your debt is erased, you are no longer drowning in a hole, and no longer worrying about making payments with money you honestly do not have. Now it is time to budget and […]

Good Versus Bad Credit Card Debt

For millions of American consumers who needed the assistance of a bankruptcy attorney to eliminate overwhelming credit card debt through personal bankruptcy, credit cards represent delinquent payments, creditor harassment and financial challenges they would prefer not to revisit.

 An author for an article in Forbes magazine back in 2012, wrote about a distinction between good […]

Court Ruling Could Help Arizonans in Chapter 7 Protect Assets

Arizona residents who file for Chapter 7 bankruptcy do not necessarily have to surrender annuities or life insurance policies, according to a federal appeals court ruling dating back to 2012. The decision has relatively limited impact nationally because the court relied upon the provisions of Arizona law pertaining to exempt property.
 A person who seeks […]

BANKRUPTCY MEANS TEST APPLIES TO CONSUMER BANKRUPTCY ONLY

By Ben Wright of Wright Law Offices. Arizona residents considering bankruptcy need to be aware that there is a difference between a consumer bankruptcy filing and a business bankruptcy filing.   In other words, there are different rules that need to be followed depending upon where and how your debts are incurred. Bankruptcy code 11 U.S.C. […]

FILING FOR BANKRUPTCY MIGHT OFFER BEST SOLUTION TO ELIMINATE DEBT

Overwhelming debt brought about through unexpected life changes such as unemployment and illness or injury have caused many Americans to seek debt relief through personal bankruptcy. Some people have been lured by promises from debt settlement companies to eliminate debt quickly and easily without any negative effects. According to the National Association of Consumer Bankruptcy […]

CONSUMERS STRUGGLING TO MANAGE CREDIT CARD DEBT

A story written on Forbes a while back questioned whether there is a distinction between good and bad credit card debt. For millions of American consumers who needed the assistance of a bankruptcy attorney to eliminate overwhelming credit card debt through personal bankruptcy, credit cards represent delinquent payments, creditor harassment and financial challenges they would […]

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Phoenix AZ 85008

Telephone: 480-845-0145 / 866-703-3287
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Scottsdale AZ 85251

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Tempe AZ 85258

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Avondale AZ 85392

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Prescott AZ 86305

Telephone: 623-258-4480 / 866-703-3287
Prescott Law Office

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Suite #100
Mesa, AZ 85202
Telephone: 480-845-0145 / 866-703-3287
Mesa Law Office

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Wright Law Offices
20325 N. 51st Ave., Suite 134
Glendale, AZ 85308
Telephone: 623-258-4480 / 866-703-3287
Glendale Law OFfice

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