Harassing calls from creditors can be one of the most stressful parts of being in debt and not having the ability to pay your debts. In the Phoenix area, many people are living this nightmare on a daily basis.

There are a few different ways to put a stop to the creditors that are giving you so much worry. Firstly, threats such as, “I am going to have you put in jail if you don’t pay” are illegal, a creditor cannot threaten to do what he or she cannot legally do. Typically, you cannot go to jail from simply not paying your debts. Therefore, this type of threat is illegal pursuant to the Fair Debt Collection Practices Act.

The Fair Debt Collection Practices Act is a set of federal laws that essentially provide protection to you, the debtor, from debt collectors. The full act can be found here:

If there is a violation of this act, you may be able to sue the creditor and obtain monetary damages! You read that right, you may be entitled to actually obtain money from the company or entity that is trying to get money from you. If you suspect a creditor may be in violation of this act, you should immediately contact an attorney in your area. If you are in the Phoenix, Scottsdale or surrounding areas, give Wright Law Offices a call and we can help you make a determination as to whether or not you have a potential claim against a harassing creditor or collection company.

Another way to put an almost immediate stop to those collection calls is to file bankruptcy. Any contact of you by a creditor after a bankruptcy is filed is in violation of federal law. If a creditor dares to harass you after a bankruptcy, you can file a motion for sanctions against that creditor and also win monetary damages. Again, if you are in Phoenix, give us a call at Wright Law Offices and we will help determine if bankruptcy is a suitable option for you.

Contact Us to Learn More

Call one of our Phoenix Bankruptcy attorneys at 480-845-0145 or
send us an e-mail, and we will can help get you past the pesky creditor calls and on to a fresh start. We look forward to meeting with you for a free consultation.

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    Our Locations

    • Phoenix Office – New
      Wright Law Offices 
      2999 N. 44th St., Ste 250
      Phoenix AZ 85018 

      Telephone: 602-456-6085 / 866-703-3287
      Phoenix Law Office

    • Phoenix Office – Old
      Wright Law Offices 
      668 N. 44th St., Ste 320
      Phoenix AZ 85008 

      Telephone: 602-456-6085 / 866-703-3287
      Phoenix Law Office
    • Scottsdale Office 
      Wright Law Offices 
      7135 East Camelback Road, Ste 230
      Scottsdale AZ 85251 

      Telephone: 480-845-0145 / 866-703-3287
      Scottsdale Law Office

    • Tempe Office 
      Wright Law Offices 
      2238 S. McClintock Dr.
      Tempe AZ 85258 

      Telephone: 480-845-0145 / 866-703-3287
      Tempe Law Office

    • Avondale Office
      Wright Law Offices 
      12725 W Indian School Rd, Suite E-101
      Avondale AZ 85392 

      Telephone: 623-258-4480 / 866-703-3287
      Avondale Law Office

    • Mesa Office
      Wright Law Offices 

      4856 E. Baseline Rd.
      Suite #104
      Mesa, AZ 85206
      Telephone: 480-845-0145 / 866-703-3287
      Mesa Law Office

    • Glendale Office 
      Wright Law Offices 
      20325 N. 51st Ave., Suite 134
      Glendale, AZ 85308
      Telephone: 623-258-4480 / 866-703-3287
      Glendale Law Office

    What our clients are saying…


    Mr. Wright and his staff were amazing. They made a negative situation a lot better and turned it into a positive. Could really tell they care helping people and I will refer their Phoenix Bankruptcy Attorney firm to friends and family. Thanks again.


    I called around looking for the right bankruptcy lawyer and came across Benjamin Wright. He personally called me for the consultation seeing how I live in Kingman AZ. He was very helpful from the start and his staff was very friendly and explained any questions I had, sorry for all the questions. I would definitely recommend Wright law offices, and I do!! Thanks for everything, you made what seemed like a hard thing to do simple!! You guys rock!!!


    Great lawyer, he really helped my mother out of a jam. She was totally new to bankruptcy and he talked with us for about an hour and a half to make sure she wouldn’t be worried.


    Ben is a kind and down to earth attorney. He worked around my busy schedule as a single mom (school, full-time job, and daycare pick up and drop off times). He explained absolutely everything to me and was good about e-mailing. I am writing this review as a THANK YOU.


    I had a very positive experience with Attorney Wright. He or his staff returned my e-mails and calls promptly (even after business hours occasionally). His fees were reasonable. He was patient with me when I showed up in court missing an important document. He is aggressive, but fair and nice.