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Bankruptcy Trustees: How To Get On Their Bad Side

For the majority of debtors they have no problems with their bankruptcy trustees, but there are always exceptions.  You are required by law to see your trustee in person at the 341 hearing.  Usually these proceedings are routine and usually last a few minutes, but there are a few things that really frustrate trustees and may cause them to get upset.

First and foremost, is when a trustee has reason to believe the debtor is lying or concealing some fact.  Honesty is the best policy in this situation.  Do not answer every question with answers like, “to the best of my knowledge, or “that sounds right.”  Second, not speaking up at the hearing will annoy many trustees.  Remember, the 341 hearing is recorded and the debtor must speak loudly and clearly to make sure everything is caught on record.   Further, because it is recorded answer with a clear “yes” or “no”, do not nod or shake your head.

Another way to annoy the trustee is by not listing any personal clothing in your bankruptcy schedules.  Unless you plan on showing up naked to your bankruptcy 341 hearing, the trustee might care and ask your bankruptcy attorney to amend your bankruptcy schedules to demonstrate the fact that you own at least one set of clothing.  Also, make sure not to leave out debts you owe to relatives.  They are creditors just like any other bank.

A really good way to mess up your case is to fail to mention that you are a plaintiff in a great big lawsuit, whether it be a personal injury lawsuit or otherwise. A better course would be to disclose that lawsuit in the first place.  The trustee can look at the public records.  Trustees always do their homework to make sure you are not hiding anything so please do not even try in the first place.

The trustee is the main thing which stands between you and your discharge. ..and you want a discharge.  You want to be free of all your pre-bankruptcy debts.  Whether you are in Phoenix, Avondale or Scottsdale, call Wright Law Offices to be on your way to a fresh start without debts in no time.

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2999 N. 44th St., Ste 600
Phoenix AZ 85018

Telephone: 480-845-0145 / 866-703-3287
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668 N. 44th St., Ste 320
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12725 W Indian School Rd, Suite E-101
Avondale AZ 85392

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1129 Iron Springs Rd
Prescott AZ 86305

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Glendale, AZ 85308
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