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Wage garnishment law for the state of Arizona provides protections for all citizens, limiting how much that creditors can garnish from their paychecks. Non-exempt wages are the only earnings accessible to creditors for garnishment. Additionally, there are strict limits on how much can be taken per paycheck. If you are dealing with a wage garnishment issue, contact our Mesa, AZ garnishment lawyer as soon as possible. We can use certain legal strategies to protect you and fight against wage garnishment. Contact our team at Wright Law Offices today for support.
How Wage Garnishment Works
Wage garnishment, also known as wage attachments, are government agency or court orders that require an employer to withhold a set amount of money per paycheck, bypassing the employee and sending it directly to the creditor. Prior to wages being garnished, most creditors have to seek an official court judgment that states you owe them money. Falling behind on these payments does not automatically warrant a garnishment, as the creditor has to file a lawsuit and obtain a judgment from the court. The debts that are exempt from following this rule where garnishments can be sought without a judgment include student loan defaults, court ordered child support, and unpaid income tax. Each state can impose their own laws for wage garnishment limits. Arizona’s laws are the same as federal garnishment laws. As our knowledgeable garnishment attorney explains, creditors can only take whichever is the lessor between 25% of non-exempt weekly earnings or non-exempt earning amount that is greater than 30 times the minimum federal wage. Earnings that remain after the employer has implemented the necessary deductions are called disposable earnings. It is important to note that an employer cannot fire an employee because of child support wage garnishment. Returning employees, rehires, or new hires may have to notify an employer about their child support withholding status, but firing or hiring decisions cannot be due to this information.
Wright Law Offices
We understand that dealing with wage garnishment can be stressful, as you may already be under financial hardship. The cost of living can be expensive, and taking a percentage of your earnings on top of that may cause your finances to suffer. Our team at Wright Law Offices can utilize certain strategies in hopes of combatting a wage garnishment. Once we know more about your individual situation, we can advise further. Each client’s case is unique to them, so the best way to get reliable guidance is by scheduling a consultation. In this way, you get your questions answered and can feel more empowered just knowing what your options are. Wage garnishment can be particularly troublesome for those who already have more than enough expenses to handle. We can empathize with how overwhelming this can be. Our Mesa garnishment attorney is ready to learn more so that we can offer advice accordingly. Let us see if we can combat this garnishment so you can have more earnings kept to yourself. Please do not hesitate to reach out today for more details.
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Tempe AZ, Phoenix AZ, Scottsdale AZ, Avondale AZ, Mesa AZ and Glendale AZClient Review
"Benjamin Wright with Wright Law Office made a very difficult time for us much easier. We were struggling and did not know what our options were. He explained all our options and helped us to make the best financial decision. They made things easy and were always available to answer any questions we had. I would definitely recommend him."
Carlos Aguirre
Why should you hire our firm to represent you in bankruptcy?
Great question. Here are a few reasons:
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Our Locations
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Phoenix Office
Wright Law Offices
2999 N. 44th St., Ste 250
Phoenix AZ 85018
Telephone: 602-456-6085 / 866-703-3287
Phoenix Law Office -
Scottsdale Office
Wright Law Offices
7135 East Camelback Road, Ste 230
Scottsdale AZ 85251
Telephone: 480-845-0145 / 866-703-3287
Scottsdale Law Office -
Tempe Office
Wright Law Offices
2238 S. McClintock Dr.
Tempe AZ 85258
Telephone: 480-845-0145 / 866-703-3287
Tempe Law Office -
Avondale Office
Wright Law Offices
12725 W Indian School Rd, Suite E-101
Avondale AZ 85392
Telephone: 623-258-4480 / 866-703-3287
Avondale Law Office -
Mesa Office
Wright Law Offices
4856 E. Baseline Rd. Suite #104
Mesa, AZ 85206
Telephone: 480-845-0145 / 866-703-3287
Mesa Law Office -
Glendale Office
Wright Law Offices
20325 N. 51st Ave., Suite 134
Glendale, AZ 85308
Telephone: 623-258-4480 / 866-703-3287
Glendale Law Office -
Prescott Office
Wright Law Offices
3623 Crossings Dr Suite 334
Prescott, AZ 86305
Telephone: 602-932-6600
Prescott Law Office
What our clients are saying…
Mr. Wright and his staff were amazing. They made a negative situation a lot better and turned it into a positive. Could really tell they care helping people and I will refer their Phoenix Bankruptcy Attorney firm to friends and family. Thanks again.
I called around looking for the right bankruptcy lawyer and came across Benjamin Wright. He personally called me for the consultation seeing how I live in Kingman AZ. He was very helpful from the start and his staff was very friendly and explained any questions I had, sorry for all the questions. I would definitely recommend Wright law offices, and I do!! Thanks for everything, you made what seemed like a hard thing to do simple!! You guys rock!!!
Great lawyer, he really helped my mother out of a jam. She was totally new to bankruptcy and he talked with us for about an hour and a half to make sure she wouldn’t be worried.
Ben is a kind and down to earth attorney. He worked around my busy schedule as a single mom (school, full-time job, and daycare pick up and drop off times). He explained absolutely everything to me and was good about e-mailing. I am writing this review as a THANK YOU.
I had a very positive experience with Attorney Wright. He or his staff returned my e-mails and calls promptly (even after business hours occasionally). His fees were reasonable. He was patient with me when I showed up in court missing an important document. He is aggressive, but fair and nice.
How does Chapter 13 bankruptcy work?
For individuals who maintain a steady income but are grappling with debts that need more time to be cleared, Chapter 13 bankruptcy could provide a viable solution. This form of bankruptcy enables debtors to retain their property while adhering to a three to five-year repayment plan. In Scottsdale, the bankruptcy attorneys at Wright Law Offices utilize their expertise in developing personalized Chapter 13 plans that are uniquely designed to suit your circumstances and work in your favor.
What role can a lawyer play in tackling credit card debt?
When credit card debt spirals beyond control, the feelings of isolation and stress can be daunting. However, with a knowledgeable lawyer by your side, the situation can be transformed significantly. Lawyers are experienced in negotiating with formidable credit card companies, often succeeding in achieving reduced interest rates or a minimized debt total. At Wright Law Offices, located in Phoenix, our committed legal team stands ready to help you take back control of your financial situation and direct you towards other potential debt relief avenues like bankruptcy.
What happens when foreclosure is knocking on my door?
The prospect of foreclosure can make it seem like your world is tumbling down. Yet, it's vital to remember that there are legal routes available to navigate this challenging situation. Foreclosure is a process initiated by lenders when mortgage payments are overdue, leading them to recover their loan by selling your property. While it sounds intimidating, our adept team at Wright Law Offices in Tempe is here to assist. We guide you through every step of the process, thoroughly exploring all viable options, such as loan modification, bankruptcy, or even contesting the foreclosure in court.
What is a tax debt lawyer's role?
Being in debt to the IRS can create enormous stress. However, a tax debt lawyer can intervene and significantly improve your situation. They're skilled in negotiating a viable payment plan with the IRS, striving to reduce the tax debt you owe, and in certain scenarios, even getting penalties and interest absolved. The proficient team of Scottsdale tax debt lawyers at Wright Law Offices is committed to helping you face this challenge with optimism. Leveraging our deep knowledge of tax law, we're dedicated to securing the best possible outcome for every client we represent.