Questions You Should Ask Your Bankruptcy Attorney2023-03-08T21:58:48-07:00

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When deciding whether to file for bankruptcy, it is imperative that you speak with a qualified attorney.  However, when you meet with bankruptcy attorney be proactive and be prepared to ask pertinent question in order to make informed decisions.  This is your bankruptcy and your financial future, take responsibility.

It can be a big waste of time for both you and the lawyer if you are not prepared for your first meeting.  Make sure to bring the necessary documents and have questions ready to go.  Being unprepared can end up costing you money because it will take an attorney longer to begin working on your case.

Some important questions you should ask the attorney are:

Which chapter is most advantageous for me?

In a chapter 7, the trustee can take any property you own that is not exempt under the state or federal exemption list available to you.  In a chapter 13, you are not required to give up any property.  However, you must enter into a three to five year repayment plan to pay back some or all of your debt.

If a chapter 13, what is my estimated monthly plan payment?

Usually, an attorney can provide a reasonably accurate range for their client at the first meeting.  However, if you have several months of paystubs with you, it will be much easier for the attorney to determine.

If a chapter 13, how many months will it last?

The length of a Chapter 13 plan depends on the Means Test.  You do not want to be locked into a 60 month plan unless it is necessary.

What type of debts does bankruptcy eliminate?

Unsecured debts such as credit card debt and medical debt can be wiped out or discharged in either bankruptcy chapter.

When will my case be filed and when will it be over?

The attorney should be able to describe the basic steps in the process and how long it will take.  However, the length of the process depends greatly on how                   fast you are able to provide your attorney with the required documents.

 Are there any problems I should anticipate?

Your attorney should be experienced to anticipate possible problems, and how certain trustees or judges will react to them.

How much are attorney fees and what additional costs will I have to pay?

There are attorney fees, court filing fees that can range from $281 to $306, as well as bankruptcy class fees.   Make sure your attorney clearly explains what                   is included in their fees.

The staff at Wright Law Offices has the experience and knowledge to answer all of your questions and concerns.  We have offices located in Avondale, Phoenix, and Scottsdale.

Read more about our bankruptcy services…

Client Review

"Benjamin Wright with Wright Law Office made a very difficult time for us much easier. We were struggling and did not know what our options were. He explained all our options and helped us to make the best financial decision. They made things easy and were always available to answer any questions we had. I would definitely recommend him."
Carlos Aguirre
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Why should you hire our firm to represent you in bankruptcy?

Great question. Here are a few reasons:

  • 1. Bankruptcy is our sole area of practice. Attorney Wright has over 10 years of experience in the field of bankruptcy and has helped over 1000 people successfully file.
  • 2. Attorney Wright has an accounting background that is useful in analyzing complex financial documents. Prior to law school he obtained a degree in accounting from the University of Wisconsin School of Business. He exercised his strong numerical aptitude in the field of accounting, including several years with The Kohler Co., before ultimately deciding to pursue a law degree.
  • 3. New clients meet with an attorney during their first visit. We understand your time is valuable. It is important your questions are answered quickly and accurately so you can take appropriate steps to secure a better financial future and eliminate fear and stress.
  • 4. In business, referrals are the highest form of professional compliment. We frequently receive referrals from other lawyers and previous clients.

  • 5. Our firm is small which enables us to focus on quality over quantity. We don’t have billboards on the I-10 or banners affixed to public transportation. Our approach is a bit more understated. We care about people and doing things right and it shows in our low employee turnover and positive reviews.
  • 6. Perhaps the most important consideration is the cost of filing bankruptcy. We continuously assess our fees to ensure we offer fair and competitive pricing. We want to offer you a deal without sacrificing the quality of your experience.
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    What our clients are saying…


    Mr. Wright and his staff were amazing. They made a negative situation a lot better and turned it into a positive. Could really tell they care helping people and I will refer their Phoenix Bankruptcy Attorney firm to friends and family. Thanks again.


    I called around looking for the right bankruptcy lawyer and came across Benjamin Wright. He personally called me for the consultation seeing how I live in Kingman AZ. He was very helpful from the start and his staff was very friendly and explained any questions I had, sorry for all the questions. I would definitely recommend Wright law offices, and I do!! Thanks for everything, you made what seemed like a hard thing to do simple!! You guys rock!!!


    Great lawyer, he really helped my mother out of a jam. She was totally new to bankruptcy and he talked with us for about an hour and a half to make sure she wouldn’t be worried.


    Ben is a kind and down to earth attorney. He worked around my busy schedule as a single mom (school, full-time job, and daycare pick up and drop off times). He explained absolutely everything to me and was good about e-mailing. I am writing this review as a THANK YOU.


    I had a very positive experience with Attorney Wright. He or his staff returned my e-mails and calls promptly (even after business hours occasionally). His fees were reasonable. He was patient with me when I showed up in court missing an important document. He is aggressive, but fair and nice.


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