If you are worried about losing your home to foreclosure, let us help you. After consulting with our founding attorney Ben Wright, many people in the Phoenix area have regained their financial freedom and successfully avoided foreclosure. With significant experience in bankruptcy law, our law firm is familiar with all of the tactics that may enable you to keep your home.
Scottsdale Foreclosure Attorney
At Wright Law Offices, we take the time to discuss the details of your mortgage and the reality of your unique situation. We can help you understand your options and, when possible, prevent foreclosure.
How We Stop Foreclosure Proceedings
Immediately upon filing
Chapter 7 bankruptcy, an automatic stay goes into effect, which halts all collections activities, including foreclosure proceedings. Filing Chapter 7 can make it possible for our clients to stay in their homes by relieving them of other pressing payments, enabling them to catch up on their mortgages.
Chapter 13 bankruptcy can also help you avoid foreclosure through an automatic stay. Following your Chapter 13 filing, you will create a three- or five-year repayment plan for your unsecured debt that is based only on your available income and considers your monthly expenses, including your mortgage payment.
Our loan modification and short sale services may also be an option to help you avoid filing bankruptcy.
Automatic Stay Violations
At Wright Law Offices, we have experience bringing lawsuits against large banks and lenders when automatic stays were violated. If a creditor is not complying with an automatic stay, we will fight for repayment of any monies collected in violation of the law.
Contact a Phoenix Foreclosure Defense Attorney
Contact Wright Law Offices online or call 480-845-0145 to schedule a free consultation at one of our many locations in the Phoenix Metro area. We would be happy to answer your questions and tell you about our approach to bankruptcy law.