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Phoenix Chapter 7 Bankruptcy Lawyer

At Wright Law Offices, we understand that most people wish to pay off their debt. However, sometimes they simply can’t. Several factors are considered when someone files for Chapter 7 bankruptcy; the best way to find out if you are eligible is to speak with an experienced bankruptcy lawyer.

Phoenix Debt Relief Attorney

Contact a Phoenix Chapter 7 bankruptcy attorney to learn more about how to qualify and to find out about your debt relief options.
Call 480-845-0145 to
request a free initial consultation with a knowledgeable attorney.

Who Can File for Chapter 7 Bankruptcy?

Whether or not you can file for Chapter 7 bankruptcy hinges on several factors. When you meet with us, attorney Ben Wright will review your income over the past six months to determine if you are above or below the median income level in Phoenix, Arizona.

Your current expenses, including your mortgage, utility payments and other loan payments, also will be considered. If you are under the median threshold amount or your expenses are higher than your income on a monthly basis, you may qualify for Chapter 7. If not, you may still qualify for
Chapter 13 bankruptcy.

Discharge Your Debt With Chapter 7

Chapter 7 bankruptcy allows you to discharge all of your unsecured debt, typically within four to five months of filing. Immediately following a bankruptcy filing, an automatic stay will go into effect that requires creditors to stop all collections activities, including
foreclosure, wage garnishment and
repossession. Examples of unsecured debt include:

Bankruptcy and Your Credit

One of the first things clients typically ask us is, "How will bankruptcy affect my credit?" In most cases, we observe credit scores increasing within one year of filing bankruptcy. Our lawyers can explain more about Chapter 7 bankruptcy and your credit.

Contact a Scottsdale Debt Relief Lawyer

Contact Wright Law Offices online or
call 480-845-0145 for a free consultation with a Chapter 7 bankruptcy lawyer in Phoenix, Scottsdale, Tempe, or nearby in Arizona.

We are a debt relief agency. We help individuals and businesses file for bankruptcy relief under the Bankruptcy Code.

Contact Us for a Free Consultation
Office Locations

Phoenix Office
Wright Law Offices
668 N. 44th St., Ste 320
Phoenix AZ 85008

Telephone: 602-456-6085 / 866-703-3287
Phoenix Law Office

Scottsdale Office
Wright Law Offices
7135 East Camelback Road, Ste 230
Scottsdale AZ 85251

Telephone: 480-845-0145 / 866-703-3287
Scottsdale Law Office

Tempe Office
Wright Law Offices
2238 S. McClintock Dr.
Tempe AZ 85258

Telephone: 480-845-0145 / 866-703-3287
Tempe Law Office

Avondale Office
Wright Law Offices
12725 W Indian School Rd, Suite E-101
Avondale AZ 85392

Telephone: 623-258-4480 / 866-703-3287
Avondale Law Office

Prescott Office
Wright Law Offices
1129 Iron Springs Rd
Prescott AZ 86305

Telephone: 623-258-4480 / 866-703-3287
Prescott Law Office

Mesa Office
Wright Law Offices

1731 W. Baseline Rd.
Suite #100
Mesa, AZ 85202
Telephone: 480-845-0145 / 866-703-3287
Mesa Law Office

Glendale Office
Wright Law Offices
20325 N. 51st Ave., Suite 134
Glendale, AZ 85308
Telephone: 623-258-4480 / 866-703-3287
Glendale Law OFfice

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