The 341 hearing is also called a “Meeting of the Creditors,” and is held in every bankruptcy case.  It is mandatory that you attend the meeting or else your bankruptcy case cannot be dismissed.  The 341 hearing is held before a trustee and is an official record that documents the facts of a bankruptcy filing. Your bankruptcy attorney will accompany you to the 341 hearing, and even though you might be feeling nervous, there is no reason to be scared.

In most cases the 341 hearing is a formality and could be as short as 10 minutes.  The purpose of this hearing is to give a bankruptcy trustee and any interested creditor a chance to ask you questions about the information contained in your bankruptcy petition.  Creditors rarely attend a 341 hearing, but if they are present, then they also have the right to ask you questions.

Make sure you review your paperwork the night before and have all of your needed documents in one location.  Notify your attorney of any changes that have occurred since you signed your paperwork. The trustee will almost always ask you if the information contained in your bankruptcy petition is still accurate and correct or if there have been any changes since the filing date.  Make sure that you speak loud and clear because the hearing is recorded.  Also, make sure to answer the trustee’s questions with yes and no statements because trustees can become annoyed by head gestures and “yeahs.”

The majority of 341 meetings of creditors are concluded at the end of the hearing.   Appearing with the proper identification, being prepared, and arriving on time will help ensure that you will not have to return for a follow-up hearing.  Once the hearing is over, you can breathe a sigh of relief and start the process of moving forward to the discharge of your bankruptcy and a clean slate.


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    What our clients are saying…

    TOP Rated PHOENIX BANKRUPTCY ATTORNEY
    Mr. Wright and his staff were amazing. They made a negative situation a lot better and turned it into a positive. Could really tell they care helping people and I will refer their Phoenix Bankruptcy Attorney firm to friends and family. Thanks again.
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    I called around looking for the right bankruptcy lawyer and came across Benjamin Wright. He personally called me for the consultation seeing how I live in Kingman AZ. He was very helpful from the start and his staff was very friendly and explained any questions I had, sorry for all the questions. I would definitely recommend Wright law offices, and I do!! Thanks for everything, you made what seemed like a hard thing to do simple!! You guys rock!!!
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    Great lawyer, he really helped my mother out of a jam. She was totally new to bankruptcy and he talked with us for about an hour and a half to make sure she wouldn’t be worried.
    Damian
    TOP Rated PHOENIX BANKRUPTCY ATTORNEY
    Ben is a kind and down to earth attorney. He worked around my busy schedule as a single mom (school, full-time job, and daycare pick up and drop off times). He explained absolutely everything to me and was good about e-mailing. I am writing this review as a THANK YOU.
    Shannon
    TOP Rated PHOENIX BANKRUPTCY ATTORNEY
    I had a very positive experience with Attorney Wright. He or his staff returned my e-mails and calls promptly (even after business hours occasionally). His fees were reasonable. He was patient with me when I showed up in court missing an important document. He is aggressive, but fair and nice.
    Jenna