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If you are currently dealing with unmanageable debts, then we suggest speaking with our Glendale, AZ chapter 7 bankruptcy lawyer as soon as possible. We understand that in today’s society, many of us have incurred debts and are struggling to pay them back. The cost of living and unanticipated life events can lead us to suddenly being in overwhelming debt. For some, filing for Chapter 7 bankruptcy can be the best option for them. Many individuals who are looking to eradicate their debts may file for bankruptcy. but there are certain requirements that must be met in order for someone to benefit from this path. If you would like to discuss your situation with us, contact us at Marty Martin Bankruptcy Law today!
What Chapter 7 Bankruptcy Does
There are many reasons why someone may file for chapter 7 bankruptcy. This type of bankruptcy can be referred to as liquidation bankruptcy, which means that non-exempt assets are reviewed so some of them can be sold to pay off debts. Most unsecured debts are eradicated through this approach. It only takes a few months to finalize and it is the most common type of bankruptcy that people file for. When initiating bankruptcy, our chapter 7 bankruptcy attorney can help you with completing the paperwork, reviewing financial documents, and offering other legal advice every step of the way.
What To Bring During Your Consultation
When meeting with us, bring as many financial records as you can gather. This will help us evaluate your financial situation and prepare the essential paperwork. After evaluating your circumstances, our chapter 7 bankruptcy attorney can give you options that are fully informed and will be sure to yield the benefits you are looking for. If you have a substantial amount of assets, our guidance can make the process less stressful. We will do what we can to protect what you have worked hard for, while also eliminating debts.
How To Build Back Credit Score
One of the potential drawbacks of filing for bankruptcy is having a low credit score immediately after filing. So many claimants have to work to build up their credit sooner than they expect. A bankruptcy filing will appear on your record for many years. But as our chapter 7 bankruptcy attorney suggests, during this time you can set goals to improve your credit score by making payments on time, creating budgets, only using credit cards when necessary, and creating an emergency fund.
Marty Martin Bankruptcy Law
If you would like to know if filing for Chapter 7 bankruptcy is right for you, then contact our team at Marty Martin Bankruptcy Law as soon as you can. After we learn more about your individual circumstances, we can recommend steps to take next. We know that making the decision to file for bankruptcy can be confusing. You may want to eliminate your debts, but are worried about the negative impacts you may have to deal with. Let our Glendale chapter 7 bankruptcy lawyer provide clear answers for you so you can feel confident about the choice you make.
Why Experience Matters When Choosing A Lawyer
When facing financial difficulties, our Glendale, AZ chapter 7 bankruptcy lawyer knows that choosing the right attorney is one of the most important decisions you can make. With so much at stake, working with an attorney who has handled a wide range of bankruptcy cases provides peace of mind and a clearer path forward. Experience plays a major role in how efficiently and effectively a case moves through the legal system.
A Track Record Of Successful Case Handling
An attorney who has spent years working with Chapter 7 bankruptcy cases knows how to approach each situation with confidence. They understand court procedures, filing requirements, and potential challenges that can arise along the way. More importantly, they know to avoid common pitfalls that could slow down the process or cause unnecessary setbacks. When an attorney has successfully represented many clients in similar situations, it shows their ability to manage cases efficiently and protect clients from unexpected complications.
A Strong Understanding Of Local Laws And Courts
Bankruptcy laws are governed by federal regulations, but each court has its own local rules and expectations. An attorney with experience handling cases is familiar with the judges, trustees, and legal procedures specific to the area. This local knowledge helps avoid unnecessary delays and makes the entire process more efficient.
Personalized Guidance For Each Situation
No two bankruptcy cases are identical, and experience allows an attorney to provide more personalized legal strategies. A less experienced lawyer may take a one-size-fits-all approach, which can lead to unnecessary stress and missed opportunities for better outcomes. Our Glendale chapter 7 bankruptcy lawyer can evaluate the full financial picture and recommend the best way forward based on the unique circumstances of each client. We focus on creating a strategy tailored to each person’s financial goals and future stability.
Efficiency That Saves Time And Reduces Stress
Bankruptcy involves a lot of paperwork, deadlines, and legal steps that must be handled correctly. Our attorney has years of experience and has established processes to keep cases moving efficiently. They know what documentation is needed, how to present information clearly, and what potential issues might cause delays. This level of preparation makes the process smoother for clients and minimizes unnecessary back-and-forth with the courts.
Protecting Assets And Rights Throughout The Process
One of the biggest concerns for anyone considering bankruptcy is what happens to their assets. With the right legal guidance, exemptions can be used to protect property such as a home, vehicle, or retirement savings. Our Glendale chapter 7 bankruptcy lawyer knows how to apply these exemptions correctly and use them to the client’s advantage. This not only protects financial security but also prevents surprises during the case.
Choosing The Right Representation
Selecting an attorney with a proven history in Chapter 7 bankruptcy cases is one of the most important steps in achieving a fresh financial start. The right legal guidance can make a significant difference in how smoothly the process unfolds and what financial options remain available moving forward.
If you are considering filing for Chapter 7 bankruptcy, we are here to help. At Wright Law Offices, we bring over ten years of experience in handling bankruptcy cases and are committed to providing straightforward guidance every step of the way. Contact us today to schedule a free consultation and take the first step toward financial relief.
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Free Consultation
Location Served
Tempe AZ, Phoenix AZ, Scottsdale AZ, Avondale AZ, Mesa AZ and Glendale AZClient Review
"Benjamin Wright with Wright Law Office made a very difficult time for us much easier. We were struggling and did not know what our options were. He explained all our options and helped us to make the best financial decision. They made things easy and were always available to answer any questions we had. I would definitely recommend him."
Carlos Aguirre
Why should you hire our firm to represent you in bankruptcy?
Great question. Here are a few reasons:
Ways we can help…
Our Locations
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Phoenix Office
Wright Law Offices
2999 N. 44th St., Ste 250
Phoenix AZ 85018
Telephone: 602-456-6085 / 866-703-3287
Phoenix Law Office -
Scottsdale Office
Wright Law Offices
7135 East Camelback Road, Ste 230
Scottsdale AZ 85251
Telephone: 480-845-0145 / 866-703-3287
Scottsdale Law Office -
Tempe Office
Wright Law Offices
2238 S. McClintock Dr.
Tempe AZ 85258
Telephone: 480-845-0145 / 866-703-3287
Tempe Law Office -
Avondale Office
Wright Law Offices
12725 W Indian School Rd, Suite E-101
Avondale AZ 85392
Telephone: 623-258-4480 / 866-703-3287
Avondale Law Office -
Mesa Office
Wright Law Offices
4856 E. Baseline Rd. Suite #104
Mesa, AZ 85206
Telephone: 480-845-0145 / 866-703-3287
Mesa Law Office -
Glendale Office
Wright Law Offices
20325 N. 51st Ave., Suite 134
Glendale, AZ 85308
Telephone: 623-258-4480 / 866-703-3287
Glendale Law Office -
Prescott Office
Wright Law Offices
3623 Crossings Dr Suite 334
Prescott, AZ 86305
Telephone: 602-932-6600
Prescott Law Office
What our clients are saying…
Mr. Wright and his staff were amazing. They made a negative situation a lot better and turned it into a positive. Could really tell they care helping people and I will refer their Phoenix Bankruptcy Attorney firm to friends and family. Thanks again.
I called around looking for the right bankruptcy lawyer and came across Benjamin Wright. He personally called me for the consultation seeing how I live in Kingman AZ. He was very helpful from the start and his staff was very friendly and explained any questions I had, sorry for all the questions. I would definitely recommend Wright law offices, and I do!! Thanks for everything, you made what seemed like a hard thing to do simple!! You guys rock!!!
Great lawyer, he really helped my mother out of a jam. She was totally new to bankruptcy and he talked with us for about an hour and a half to make sure she wouldn’t be worried.
Ben is a kind and down to earth attorney. He worked around my busy schedule as a single mom (school, full-time job, and daycare pick up and drop off times). He explained absolutely everything to me and was good about e-mailing. I am writing this review as a THANK YOU.
I had a very positive experience with Attorney Wright. He or his staff returned my e-mails and calls promptly (even after business hours occasionally). His fees were reasonable. He was patient with me when I showed up in court missing an important document. He is aggressive, but fair and nice.
Arizona Bankruptcy Blog
FAQs About Bankruptcy in Arizona
How does Chapter 13 bankruptcy work?
For individuals who maintain a steady income but are grappling with debts that need more time to be cleared, Chapter 13 bankruptcy could provide a viable solution. This form of bankruptcy enables debtors to retain their property while adhering to a three to five-year repayment plan. In Scottsdale, the bankruptcy attorneys at Wright Law Offices utilize their expertise in developing personalized Chapter 13 plans that are uniquely designed to suit your circumstances and work in your favor.
What role can a lawyer play in tackling credit card debt?
When credit card debt spirals beyond control, the feelings of isolation and stress can be daunting. However, with a knowledgeable lawyer by your side, the situation can be transformed significantly. Lawyers are experienced in negotiating with formidable credit card companies, often succeeding in achieving reduced interest rates or a minimized debt total. At Wright Law Offices, located in Phoenix, our committed legal team stands ready to help you take back control of your financial situation and direct you towards other potential debt relief avenues like bankruptcy.
What happens when foreclosure is knocking on my door?
The prospect of foreclosure can make it seem like your world is tumbling down. Yet, it's vital to remember that there are legal routes available to navigate this challenging situation. Foreclosure is a process initiated by lenders when mortgage payments are overdue, leading them to recover their loan by selling your property. While it sounds intimidating, our adept team at Wright Law Offices in Tempe is here to assist. We guide you through every step of the process, thoroughly exploring all viable options, such as loan modification, bankruptcy, or even contesting the foreclosure in court.
What is a tax debt lawyer's role?
Being in debt to the IRS can create enormous stress. However, a tax debt lawyer can intervene and significantly improve your situation. They're skilled in negotiating a viable payment plan with the IRS, striving to reduce the tax debt you owe, and in certain scenarios, even getting penalties and interest absolved. The proficient team of Scottsdale tax debt lawyers at Wright Law Offices is committed to helping you face this challenge with optimism. Leveraging our deep knowledge of tax law, we're dedicated to securing the best possible outcome for every client we represent.