Bankruptcy Lawyer Scottsdale, AZ

Bankruptcy Lawyer Scottsdale, AZWright Law Offices2024-03-26T13:18:01-07:00

If your bills have been piling up and money stress has been overwhelming you for quite some time, then you may consider filing for bankruptcy. In today’s society, they don’t make it easy to make ends meet. The focal point of living has become on how much money you make and whether you can pay your bills or not. As our Scottsdale, AZ bankruptcy lawyer knows, we live in a world where having money, or a lack thereof, is what is used to determine our success. But people should not be evaluated based on how much they have in their bank account. Each person is worthy no matter how much money they make. Until the day comes when we can be free and money isn’t the sole factor in our survival, we all still have to do our best to support ourselves financially. If you have questions about bankruptcy, please contact us at Wright Law Offices today. 

When Bills Outweigh Earnings

There are many people out there who are in a situation where their bills outweigh their earnings. And even when you make more money, there are just more bills that seem to accumulate. If your earnings do not enable you to make minimum payments to credit cards or pay for necessities of living, then it may be time to consider filing for bankruptcy. But keep in mind that there are pros and cons to filing for bankruptcy, and there are certain chapters meant for certain people or circumstances. Our dedicated bankruptcy attorney has listed the bankruptcy chapters and provided with brief descriptions on what each offers: 

  • Chapter 7 Bankruptcy: Individual debtors or businesses can use their property to pay a portion or all of their debts. 
  • Chapter 9 Bankruptcy: Municipalities (cities, counties, towns, school districts) can file for this bankruptcy chapter to protect themselves from creditors while making a plan for debt adjustment. 
  • Chapter 11 Bankruptcy: Mostly filed by businesses, in which they can remain in control of operations and are not forced to sell off the entirety of their assets. Businesses can change minimum payment amounts and interest rates. 
  • Chapter 12 Bankruptcy: Family farmers or fishermen can file for bankruptcy due to financial distress, and can create a plan to pay back creditors over the course of 3-5 years. 
  • Chapter 13 Bankruptcy: Individuals can establish a wage earner plan, where their regular income is used to restructure debt payments. Debtors have to commit to a 3-5 year payment plan based on what they can afford. Then some or all of the remaining debts may be discharged once this payment plan ends. 
  • Chapter 15 Bankruptcy: Individuals and businesses with foreign debt can file for this chapter, which is intended to facilitate cooperation between foreign courts, a foreign debtor, and the U.S. bankruptcy courts. 

Wright Law Offices

It is important to speak with our Arizona bankruptcy attorney about your situation before moving forward in filing for bankruptcy. You may feel inclined to blame yourself and think it is your fault for why you have so much debt. Some people may have trouble with their spending habits and may indulge when they could be handling their money in a more mindful way. But usually, someone in such a dire financial predicament has been trying their very best, but as a society we are not set up to succeed when the costs of living and other expenses are so high. For a consultation about bankruptcy, reach out to us at Wright Law Offices as soon as you are able.


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Bankruptcy Debt Assistance

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    Location Served

    Tempe AZ, Phoenix AZ, Scottsdale AZ, Avondale AZ, Mesa AZ and Glendale AZ

    Client Review

    "Benjamin Wright with Wright Law Office made a very difficult time for us much easier. We were struggling and did not know what our options were. He explained all our options and helped us to make the best financial decision. They made things easy and were always available to answer any questions we had. I would definitely recommend him."
    Carlos Aguirre
    Client Review

    Why should you hire our firm to represent you in bankruptcy?

    Great question. Here are a few reasons:

    • 1. Bankruptcy is our sole area of practice. Attorney Wright has over 10 years of experience in the field of bankruptcy and has helped over 1000 people successfully file.
    • 2. Attorney Wright has an accounting background that is useful in analyzing complex financial documents. Prior to law school he obtained a degree in accounting from the University of Wisconsin School of Business. He exercised his strong numerical aptitude in the field of accounting, including several years with The Kohler Co., before ultimately deciding to pursue a law degree.
    • 3. New clients meet with an attorney during their first visit. We understand your time is valuable. It is important your questions are answered quickly and accurately so you can take appropriate steps to secure a better financial future and eliminate fear and stress.
    • 4. In business, referrals are the highest form of professional compliment. We frequently receive referrals from other lawyers and previous clients.
    • 5. Our firm is small which enables us to focus on quality over quantity. We don’t have billboards on the I-10 or banners affixed to public transportation. Our approach is a bit more understated. We care about people and doing things right and it shows in our low employee turnover and positive reviews.
    • 6. Perhaps the most important consideration is the cost of filing bankruptcy. We continuously assess our fees to ensure we offer fair and competitive pricing. We want to offer you a deal without sacrificing the quality of your experience.
    Attorney Ben Wright

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    Use the form below or call us at 602-456-6085 today. We’re here to help.

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      What our clients are saying…

      TOP Rated PHOENIX BANKRUPTCY ATTORNEY

      Mr. Wright and his staff were amazing. They made a negative situation a lot better and turned it into a positive. Could really tell they care helping people and I will refer their Phoenix Bankruptcy Attorney firm to friends and family. Thanks again.

      Tara
      TOP Rated PHOENIX BANKRUPTCY ATTORNEY

      I called around looking for the right bankruptcy lawyer and came across Benjamin Wright. He personally called me for the consultation seeing how I live in Kingman AZ. He was very helpful from the start and his staff was very friendly and explained any questions I had, sorry for all the questions. I would definitely recommend Wright law offices, and I do!! Thanks for everything, you made what seemed like a hard thing to do simple!! You guys rock!!!

      Steffanie
      TOP Rated PHOENIX BANKRUPTCY ATTORNEY

      Great lawyer, he really helped my mother out of a jam. She was totally new to bankruptcy and he talked with us for about an hour and a half to make sure she wouldn’t be worried.

      Damian
      TOP Rated PHOENIX BANKRUPTCY ATTORNEY

      Ben is a kind and down to earth attorney. He worked around my busy schedule as a single mom (school, full-time job, and daycare pick up and drop off times). He explained absolutely everything to me and was good about e-mailing. I am writing this review as a THANK YOU.

      Shannon
      TOP Rated PHOENIX BANKRUPTCY ATTORNEY

      I had a very positive experience with Attorney Wright. He or his staff returned my e-mails and calls promptly (even after business hours occasionally). His fees were reasonable. He was patient with me when I showed up in court missing an important document. He is aggressive, but fair and nice.

      Jenna


      For individuals who maintain a steady income but are grappling with debts that need more time to be cleared, Chapter 13 bankruptcy could provide a viable solution. This form of bankruptcy enables debtors to retain their property while adhering to a three to five-year repayment plan. In Scottsdale, the bankruptcy attorneys at Wright Law Offices utilize their expertise in developing personalized Chapter 13 plans that are uniquely designed to suit your circumstances and work in your favor.

      When credit card debt spirals beyond control, the feelings of isolation and stress can be daunting. However, with a knowledgeable lawyer by your side, the situation can be transformed significantly. Lawyers are experienced in negotiating with formidable credit card companies, often succeeding in achieving reduced interest rates or a minimized debt total. At Wright Law Offices, located in Phoenix, our committed legal team stands ready to help you take back control of your financial situation and direct you towards other potential debt relief avenues like bankruptcy.

      The prospect of foreclosure can make it seem like your world is tumbling down. Yet, it's vital to remember that there are legal routes available to navigate this challenging situation. Foreclosure is a process initiated by lenders when mortgage payments are overdue, leading them to recover their loan by selling your property. While it sounds intimidating, our adept team at Wright Law Offices in Tempe is here to assist. We guide you through every step of the process, thoroughly exploring all viable options, such as loan modification, bankruptcy, or even contesting the foreclosure in court.

      Being in debt to the IRS can create enormous stress. However, a tax debt lawyer can intervene and significantly improve your situation. They're skilled in negotiating a viable payment plan with the IRS, striving to reduce the tax debt you owe, and in certain scenarios, even getting penalties and interest absolved. The proficient team of Scottsdale tax debt lawyers at Wright Law Offices is committed to helping you face this challenge with optimism. Leveraging our deep knowledge of tax law, we're dedicated to securing the best possible outcome for every client we represent.

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